Senior Credit Analyst

Financial Staffing LLC; Fredericksburg (TX); On-site; USD 75,000 - 90,000; Full time

Job summary

A financial staffing agency in Texas is seeking a Credit Analyst to perform complex loan analysis and mentor junior analysts. The ideal candidate has a Bachelor’s degree in Accounting/Finance, at least 3 years of relevant experience, and is proficient in MS Excel. Responsibilities include guiding loan officers and ensuring compliance with internal reporting standards. This role is full-time with a competitive salary range of $75,000 to $90,000 per year.

Qualifications

• At least 3 years credit analysis experience required.
• Understanding of Generally Accepted Accounting Principles (GAAP).
• Experience with Federal Income Tax Returns.

Responsibilities

• Perform full credit analysis and loan package presentation.
• Advise loan officers with credit underwriting methods.
• Mentor less experienced Credit Analysts.

Skills

Credit analysis

MS Excel proficiency

Excellent communication skills

Attention to detail

Education

Bachelor’s degree in Accounting/Finance or related field

Tools

nCino

Horizon

PowerPoint

Adobe Reader

Job description

3 days ago Be among the first 25 applicants

Financial Staffing LLC provided pay range

This range is provided by Financial Staffing LLC. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$75,000.00/yr - $90,000.00/yr

Direct message the job poster from Financial Staffing LLC

Performs analysis and reviews on borrowers that represent the largest exposure and/or most complex loans in the bank’s portfolio. Mentors less experienced Credit Analysts and Data Analysts as needed. Assists Credit Underwriting Manager with managing the workflow of the Credit Underwriting Department. Ensures requested analysis of credit information establishing the financial condition of potential and current borrowers is completed in an accurate and timely manner.

Responsibilities:

• Promote and emulate the Bank's Core Values
• Support Credit Department Manager with workflow of the Credit Underwriting department thru Loan Assignments and Pipeline Reporting
• Advise and guide loan officers with credit underwriting methods and requirements, as needed.
• Perform full credit analysis and loan package presentation on complicated and high exposure loan requests.
• Determine appropriate financial indicator covenants based on loan type and expected performance
• Aid Credit Department Manager with reviews on loan packages of Credit Analysts’ work completed, prior to submission to loan officers.
• Aid training efforts with respect to Data Analysts and Credit Analysts in the department, providing support and training insights when necessary. Communicate deficiencies in training or understanding/skills of Data/Credit personnel to Credit Department manager to help identify training requirements and further instruction needed.
• Keep current with credit underwriting trends and ensure internal reporting is updated where necessary.
• Aid Loan Review Officer and other credit personnel in the analysis and performance summary on criticized assets of the bank as needed.
• Perform financial analysis of current and potential vendors to help with vetting process.
• Help develop, train, and retain the Credit Underwriting team, promoting a positive work environment and leading by example.
• Provide support to loan officers at loan committee upon request.
• Be involved in the community
• Other duties as assigned

Requirements

• Prior banking experience with at least 3 years credit analysis work or related experience, required.
• Understanding of Generally Accepted Accounting Principles (GAAP).
• Experience with reading/understanding Federal Income Tax Returns.
• Proficient in MS Excel operations. Strong familiarity with nCino and Horizon preferred.
• Familiar with PowerPoint, Adobe Reader, Outlook, Explorer and general office equipment.
• Excellent written and verbal communication skills, organizational skills, and attention to detail.
• Bachelor’s degree in Accounting/Finance or related field.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst and Finance

• Industries

  Banking and Financial Services

Referrals increase your chances of interviewing at Financial Staffing LLC by 2x

Sign in to set job alerts for “Credit Analyst” roles.

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.