Senior Credit Analyst

Providence Capital Funding, Inc.; Brea (CA); On-site; USD 100,000 - 125,000; Full time

Job summary

Qualifications

• 4–5+ years of experience in credit review and analysis.
• Strong verbal and written communication; ability to make sound decisions.
• Excellent understanding of mathematics and ability to apply to financial data.
• Ability to analyze complex data, organize information, maintain accuracy.
• Strong negotiation skills to resolve issues and find practical solutions.

Responsibilities

• Evaluate credit applications, determining creditworthiness per guidelines.
• Assess credit risk and analyze financial data for loan opportunities.
• Meet and exceed productivity and quality targets with attention to detail.
• Perform related duties as assigned.

Skills

Verbal communications

Written communications

Mathematics proficiency

Data analysis

Negotiation skills

Decision making

Team & independence

Microsoft Office

Education

Bachelor’s degree in business

Tools

Microsoft Office Suite

Job description

• Evaluate credit applications, making informed decisions in accordance with company guidelines to assess creditworthiness
• Assess credit risk and analyze financial data, including credit history and other relevant information, to determine the quality and profitability of loan opportunities
• Consistently meet and exceed productivity and quality targets while maintaining attention to detail and accuracy
• Perform other related duties and tasks as assigned

Requirements:

• 4-5+ years of experience in credit review and analysis
• Strong verbal and written communication skills with the ability to make sound decisions.
• Excellent understanding of mathematics and the ability to apply it to financial data analysis
• Demonstrate ability to analyze complex data, organize information effectively, and maintain attention to detail
• Strong negotiation skills with the ability to resolve issues and find practical solutions
• Ability to think quickly on your feet and make decisions in fast-paced environments
• Skilled in interacting with others in a professional, tactful, and sensitive manner
• Ability to thrive both in team settings and when working independently
• Proficient with Microsoft Office Suite
• Bachelor’s degree in business or equivalent work experience

COMPENSATION AND BENEFITS

• Compensation range Based on experience $100,000-125,000 annual salary+ eligible bonus
• On-site role

US

Since 2004, Providence Capital Funding has funded approximately $500 million in equipment loans and has maintained an A+ rating with the Better Business Bureau. Providence Capital Funding, Inc. is an independent equipment leasing company providing creative financing solutions to meet the demanding needs of today’s growing companies. We've been named on the Orange County Register 2023 Top Workplace list.

We recognize the variety of financing options available in today’s marketplace and are confident that our programs, pricing, and experience collectively represent a superior financing alternative. We work closely with related banks and various funding partners enabling us to offer the best financing options to help your business grow. We strive to offer our customer the best possible rates, the most flexible terms, and ongoing personalized service.

Our management team has over 75 years of experience in working with growing companies providing cost-effective leasing solutions to businesses nationwide. Currently 80% of US businesses lease at least one piece of equipment, with 95% of those saying they would lease again. This is the value equipment financing provides.