Senior CRE Underwriter IV - Remote Eligible

PNC; Denver (CO); Hybrid; USD 91,000 - 203,000; Full time

Job summary

PNC seeks an Underwriter IV in the Business Banking Lending group to lead CRE underwriting and credit structuring for complex real estate transactions. You will analyze cash flows, DSCR, LTV and sponsor strength while ensuring policy and profitability alignment.

You will collaborate with internal and external customers, coach junior staff, and drive credit decisions. Remote work may be approved in select locations with some in-office participation.

Qualifications

• 5+ years of industry-relevant underwriting experience.
• Bachelor's degree required; alternative qualifications may be considered.
• Strong financial analysis and risk assessment skills.

Responsibilities

• Prepare offerings for complex transactions and manage a portfolio as assigned.
• Perform credit risk analysis and identify risks and mitigants.
• Lead underwriter reviews and coach junior staff as needed.
• Interact with internal/external customers to gather information.
• Make credit recommendations or decisions as appropriate.
• Ensure adherence to policy, regulatory requirements.
• Communicate with stakeholders and manage approvals.

Skills

Credit Decisions

Decision Making

Financial Analysis

Identifying Risks

Process Improvements

Results-Oriented

Risk Assessments

Education

Bachelors

Job description

PNC seeks an Underwriter IV in the Business Banking Lending group to lead CRE underwriting and credit structuring for complex real estate transactions. You will analyze cash flows, DSCR, LTV and sponsor strength while ensuring policy and profitability alignment.

You will collaborate with internal and external customers, coach junior staff, and drive credit decisions. Remote work may be approved in select locations with some in-office participation.