Senior CRE & Construction Lending Relationship Lead

Korn Ferry; Freehold (NJ); On-site; USD 120,000 - 170,000; Full time

Job summary

Korn Ferry is seeking an experienced Commercial Lender in New Jersey to develop new business relationships and underwrite complex loans. You will analyze financial data, structure transactions, and negotiate terms within lending authority while maintaining a strong client portfolio.

Responsibilities include market expansion, cross-selling bank products, coordinating with lending teams, and staying updated on industry trends.

Qualifications

• Bachelor’s degree in finance, accounting, economics or business field.
• Minimum 7-10+ years of experience as a Commercial Lender.
• Local business experience in South/Central New Jersey with market expansion.
• Strong CRE and Construction loan expertise is required.
• Ability to develop and retain CRE & CON loan business.
• Must produce assigned loan volume as set annually.
• Must ensure and maintain asset quality of loan portfolio.
• Excellent decision making and problem-solving abilities.
• Thorough knowledge of lending regulations required.
• Excellent written and verbal communication skills with customers, attorneys and other financial institutions.
• Proficiency with MS Office and banking technology platforms.

Responsibilities

• Develops new business by contacting potential customers and following up on leads, prospecting strategies, referral sourcing and relationship expansion opportunities.
• Cross sells Bank products and services.
• Assists in coordinating business development activities across the assigned Commercial Lending team to promote consistent market coverage and pipeline development.
• Shares market intelligence, industry trends and lending best practices with team members.
• Interviews loan applicants.
• Analyzes financial and related data for credit worthiness and merits of loan requests, structuring transactions, negotiating terms and managing complex client relationships.
• Establishes terms and approves loans within lending authority or recommends approval to senior management.
• Informs customers of Bank decisions.
• Maintains performing commercial loans.
• Interacts with most important customers to maintain and enhance business relationships.
• Partners with Treasury Management, Retail Banking, Wealth Management and other business lines to deliver comprehensive banking solutions and deepen client relationships.
• Monitors delinquencies and evaluates problem loans.
• Negotiates and develops action plans for repayment of problem loans or implements foreclosure or other form of legal collection action.
• Estimates financial impact on the Bank.
• Assists in the preparation of monthly, quarterly and annual reports and the forecasting of loan balances.
• Maintains a current knowledge of local and national economic, financial, political and legislative trends.
• Maintains an active presence within local business and civic organizations to strengthen visibility and support market growth initiatives.
• Performs other job-related duties as assigned.

Skills

Communication skills

Time management

Problem solving

Attention to detail

Education

Bachelor’s degree in finance, accounting, economics or business field

Tools

MS Office

Banking technology platforms

Job description

Korn Ferry is seeking an experienced Commercial Lender in New Jersey to develop new business relationships and underwrite complex loans. You will analyze financial data, structure transactions, and negotiate terms within lending authority while maintaining a strong client portfolio.

Responsibilities include market expansion, cross-selling bank products, coordinating with lending teams, and staying updated on industry trends.