Senior Counsel - Product & Regulatory Strategy

DailyPay, Inc.; Oregon; Hybrid; USD 180,000 - 260,000; Full time

Benefits offered by this job

Health, vision, and dental care

Life and AD&D

Short- and long-term disability

Employee Assistance Program

Employee Resource Groups

Unlimited PTO

401K with company match

Unlimited PTO

401K with company match

Job summary

DailyPay is seeking a Senior Counsel, Product to provide strategic legal guidance across the full lifecycle of our products and services. You will advise Product, Engineering, Design, and executive leadership on compliant, scalable features that strengthen user trust.

Leverage deep consumer financial services knowledge to navigate evolving regulations (EFTA/Reg E, TILA/Reg Z, UDAAP) and manage risk while partnering with business teams to drive innovative, compliant product initiatives.

Qualifications

• 8+ years of legal experience in fintech or highly regulated technology companies.
• JD from an accredited law school; active Bar membership in good standing.
• Deep knowledge of consumer financial services regulations (EFTA/Reg E, TILA/Reg Z, UDAAP) and money transmission.

Responsibilities

• Lead the lifecycle legal review of new product features and AI-driven workflows from ideation to post-launch iteration.
• Define the legal strategy for the product roadmap, ensuring regulatory alignment and risk management.
• Navigate consumer protection regulations and state/federal Earned Wage Access frameworks.
• Advise on UX/UI compliance, disclosures, and marketing programs with advertising standards.
• Provide risk mitigation, balancing commercial objectives with regulatory safety.
• Collaborate with sponsors (banks, processors, networks) to ensure compliance with partner standards.
• Draft and negotiate complex product agreements and strategic integrations.
• Maintain product-legal playbooks and automated compliance templates.

Skills

Regulatory knowledge

Fintech product launches

Cross-functional collaboration

Strategic problem solving

Contract negotiation

Education

Juris Doctor (JD)

Bar admission in good standing

Job description

DailyPay is seeking a Senior Counsel, Product to provide strategic legal guidance across the full lifecycle of our products and services. You will advise Product, Engineering, Design, and executive leadership on compliant, scalable features that strengthen user trust.

Leverage deep consumer financial services knowledge to navigate evolving regulations (EFTA/Reg E, TILA/Reg Z, UDAAP) and manage risk while partnering with business teams to drive innovative, compliant product initiatives.