Senior Counsel, Fair Lending & Responsible Banking (Hybrid)

Capital One; Virginia (MN); Hybrid; USD 183,000 - 229,000; Full time

Job summary

Capital One is seeking a Senior Manager, Senior Counsel – Fair Lending to lead and align anti-discrimination efforts across Consumer Card, Retail Bank, Auto, and Shopping businesses. The role demands strategic, business-minded legal counsel on fair lending and adverse action laws, with a focus on responsible innovation and access to credit for communities.

The ideal candidate will bring strong analytical and writing skills, experience navigating complex regulatory frameworks, and the ability to

Qualifications

• Juris Doctorate from an accredited law school.
• Active member in good standing of at least one state bar.
• 5+ years of experience as an attorney in a law firm, in-house legal department, or government agency.
• At least 5 years of financial services industry knowledge and expertise, including experience with regulatory requirements relating to consumer credit products and services.

Responsibilities

• Serve as Capital One’s enterprise‑wide legal expert on the Equal Credit Opportunity Act, the Fair Housing Act, state fair lending laws, and related regulations and guidance
• Advise Capital One’s Consumer Card, Retail Bank, and Capital One Auto, and Capital One Shopping businesses and related support departments on business initiatives related to fair lending and fair banking
• Support Fair and Responsible Banking Compliance in the strategic implementation of Capital One’s fair lending and adverse action compliance management program
• Provide fair lending legal counseling support to commercial credit lines of business, as needed
• Provide supplemental legal counseling support on team matters related to limited English proficiency, physical and digital accessibility, powers of attorney, conservatorships, and guardianship, as needed
• Assist in the legal review of marketing materials and other communications for compliance with all consumer regulatory laws and internal marketing policies and controls, as needed

Skills

Analytical skills

Cross-functional collaboration

Legal writing

Oral communication

Strategic thinking

Education

Juris Doctorate from an accredited law school

Active state bar member

Job description

Capital One is seeking a Senior Manager, Senior Counsel – Fair Lending to lead and align anti-discrimination efforts across Consumer Card, Retail Bank, Auto, and Shopping businesses. The role demands strategic, business-minded legal counsel on fair lending and adverse action laws, with a focus on responsible innovation and access to credit for communities.

The ideal candidate will bring strong analytical and writing skills, experience navigating complex regulatory frameworks, and the ability to