Senior Corporate Finance Underwriter

Northwest; Kentucky; On-site; USD 90,000 - 140,000; Full time

Job summary

Northwest Bank is seeking a Corporate Finance Senior Associate to underwrite complex relationships in the large corporate and middle market portfolios. You will design credit structures, perform in-depth qualitative and quantitative analyses, and interact with senior leadership to align risk with client needs.

The role involves underwriting, portfolio management, and potentially syndication materials preparation, with collaboration across Relationship Managers and legal teams.

Qualifications

• Strong analytical and quantitative skills for in-depth client and market analysis.
• Experience performing underwriting for complex lending relationships in corporate finance.
• Ability to design and defend appropriate loan structures and covenants.

Responsibilities

• Prepare detailed credit memorandum for complex lending relationships
• Complete comprehensive analysis on client financial statements
• Recommend proper loan structure, including covenants and definitions
• Identify credit strengths, weaknesses, risks and mitigating factors
• Determine the required scope for underwriting and due diligence based on client risk profile
• Participate in joint calls with Relationship Managers
• Maintain knowledge of macroeconomic factors affecting markets
• Identify and track loan and credit policy exceptions
• Monitor ongoing risk in the portfolio and take proactive actions
• Prepare annual or quarterly reviews for relationships in the portfolio
• Recommend and defend risk ratings
• Review and negotiate legal documentation with outside counsel
• Develop financial statement forecasts and enterprise valuations
• Ensure compliance with policies and regulations
• Navigate MS Office and department software for efficiency
• Work as part of a team
• Work with on-site equipment

Skills

Credit underwriting

Financial analysis

Loan structuring

Macro analysis

Education

Bachelor's degree in Finance, Accounting, or other business-related field preferred

Tools

Microsoft Office

Job description

Northwest Bank is seeking a Corporate Finance Senior Associate to underwrite complex relationships in the large corporate and middle market portfolios. You will design credit structures, perform in-depth qualitative and quantitative analyses, and interact with senior leadership to align risk with client needs.

The role involves underwriting, portfolio management, and potentially syndication materials preparation, with collaboration across Relationship Managers and legal teams.