Senior Consumer Regulatory Compliance Consultant

Jobtailor; Illinois; On-site; USD 90,000 - 130,000; Full time

Job summary

Baker Tilly is seeking a Consumer Regulatory Compliance professional to work with client executives and management teams to identify and manage consumer regulatory compliance risks across banking and fintech environments.

You will research regulatory requirements, assess impacts on products, services, policies, and controls, and support internal audit activities while building strong client relationships and contributing to practice development.

Qualifications

• 4 year degree required
• Three or more years of direct experience in financial institution consumer regulatory compliance preferred
• CRCM certification preferred but not required
• Familiarity with federal or state banking and consumer compliance requirements and regulator expectations

Responsibilities

• Work closely with client executives and management teams to understand businesses and identify and manage consumer regulatory compliance risks
• Assist clients with understanding and complying with new or updated financial institution consumer regulations
• Research and interpret regulatory requirements and assess impacts on products, services, operations, policies, procedures, and controls
• Stay current on regulations, regulatory guidance, enforcement actions, and industry developments
• Develop knowledge of the financial institution industry and identify impacts to compliance programs, testing plans, and internal audit activities
• Support the internal audit practice as a regulatory compliance resource
• Assist clients with implementing or enhancing consumer compliance programs, policies, procedures, and controls
• Collaborate with engagement leaders and team members to complete projects accurately, efficiently, and on schedule
• Build internal and external client relationships and contribute to practice development
• Participate in firmwide learning and development programs
• Support less-experienced team members through the Baker Tilly Care and Teach philosophy
• Perform consumer regulatory compliance reviews, compliance testing, monitoring, internal audits, and gap assessments
• Evaluate compliance risks involving deposits, consumer and commercial lending, mortgage lending, fair lending, marketing and advertising, complaints, privacy, and third-party relationships
• Document testing procedures, observations, and recommendations in workpapers and client-ready reports

Skills

Consumer Regulatory Compliance

Regulatory Requirements Research

Internal Audit Support

CRCM Certification

Education

4 year degree

Bachelor’s degree in accounting/finance/business/economics/risk management

Job description

• Work closely with client executives and management teams to understand businesses and identify and manage consumer regulatory compliance risks
• Assist clients with understanding and complying with new or updated financial institution consumer regulations
• Research and interpret regulatory requirements and assess impacts on products, services, operations, policies, procedures, and controls
• Stay current on regulations, regulatory guidance, enforcement actions, and industry developments
• Develop knowledge of the financial institution industry and identify impacts to compliance programs, testing plans, and internal audit activities
• Support the internal audit practice as a regulatory compliance resource
• Assist clients with implementing or enhancing consumer compliance programs, policies, procedures, and controls
• Collaborate with engagement leaders and team members to complete projects accurately, efficiently, and on schedule
• Build internal and external client relationships and contribute to practice development
• Participate in firmwide learning and development programs
• Support less-experienced team members through the Baker Tilly Care and Teach philosophy
• Perform consumer regulatory compliance reviews, compliance testing, monitoring, internal audits, and gap assessments
• Evaluate compliance risks involving deposits, consumer and commercial lending, mortgage lending, fair lending, marketing and advertising, complaints, privacy, and third-party relationships
• Document testing procedures, observations, and recommendations in workpapers and client-ready reports

Requirements

• 4 year degree
• Three (3) years of experience
• Bachelor's degree in accounting, finance, business, economics, risk management, or a related field preferred
• Three or more years of direct experience in financial institution consumer regulatory compliance preferred
• CRCM certification preferred but not required
• Familiarity with federal or state banking and consumer compliance requirements and regulator expectations
• Experience working within or serving a bank, credit union, fintech company, financial services organization, consulting or public accounting firm, internal audit department, or banking regulatory agency
• Consulting or public accounting experience preferred but not required; demonstrated success in a comparable fast-paced, client-service environment required
• Experience in one or more consumer regulatory compliance areas
• Excellent analytical, technical, and problem-solving skills, with strong attention to detail
• Exceptional verbal and written communication, collaboration, and time management skills
• Strong sense of urgency and client responsiveness
• Ability to manage multiple concurrent assignments, adapt to changing priorities, meet demanding deadlines, and produce accurate, client-ready work
• Ability to travel up to 10% based on client and engagement needs

Core Competencies

Demonstrates expertise in consumer regulatory compliance within financial institutions, including the ability to assess regulatory impacts and implement compliance programs. Strong analytical, communication, and project management skills are essential for collaborating with clients and managing compliance risks effectively.

Highest-signal resume keywords

• Consumer Regulatory Compliance
• Regulatory Requirements Research
• Internal Audit Support
• CRCM Certification
• Financial Institution Experience

ATS Optimization Keywords

Hard Skills

• Regulatory Compliance Reviews
• Compliance Testing
• Gap Assessments
• Policy Development
• Risk Management
• Analytical Skills
• Technical Skills
• Attention to Detail
• Documentation Skills
• Consumer Compliance Areas

Soft Skills

• Verbal Communication
• Written Communication
• Collaboration
• Time Management
• Client Responsiveness

Certifications & Qualifications

• CRCM Certification

Industry Keywords

• Financial Institution
• Banking Regulations
• Consumer Compliance
• Internal Audit
• Consulting
• Public Accounting
• Fintech
• Credit Union
• Risk Management
• Regulatory Guidance