Senior Construction Underwriter: Loss-Sensitive Programs

The Hartford; Brea (CA); Hybrid; USD 100,000 - 186,000; Full time

Benefits offered by this job

Hybrid work arrangement

Office in Brea, CA

Job summary

The Hartford is hiring a Middle & Large Business Construction Underwriter in Brea, CA, offering a hybrid work model and a base pay range. You’ll lead underwriting and pricing for complex construction accounts, including loss‑sensitive structures, and partner with agents, brokers, and internal teams to drive sustainable profitability.

Role requires underwriting of complex construction casualty risks, strong analytical skills, financial acumen, and a collaborative, proactive approach with 25–30%

Qualifications

• Experience underwriting complex construction casualty risks, including loss‑sensitive programs.
• Strong analytical and critical‑thinking skills when evaluating loss history and risk characteristics.
• Financial acumen and sound underwriting judgment.
• A customer‑first mindset with a collaborative, relationship‑driven approach.
• Ownership mentality with consistent follow‑through.
• Adaptability in a dynamic, evolving marketplace.

Responsibilities

• Leading underwriting and pricing strategy for complex construction risks, including loss‑sensitive and structured programs
• Managing account stewardship, renewal planning, and retention strategies
• Evaluating loss experience, risk controls, and insured financials to support loss‑sensitive decision‑making
• Driving strategic planning and operational excellence across your portfolio
• Identifying cross‑sell and up‑sell opportunities across casualty and related lines
• Collaborating with a high‑performing, results‑oriented team in a shared‑success culture

Skills

Construction casualty underwriting

Analytical thinking

Negotiation & presentation

Communication skills

Entrepreneurial mindset

Travel readiness

Job description

The Hartford is hiring a Middle & Large Business Construction Underwriter in Brea, CA, offering a hybrid work model and a base pay range. You’ll lead underwriting and pricing for complex construction accounts, including loss‑sensitive structures, and partner with agents, brokers, and internal teams to drive sustainable profitability.

Role requires underwriting of complex construction casualty risks, strong analytical skills, financial acumen, and a collaborative, proactive approach with 25–30%