Senior Compliance Analyst - AML Program Management Americas

WORLDPAY, LLC; Cincinnati (OH); On-site; USD 110,000 - 150,000; Full time

Job summary

WORLDPAY, LLC is seeking a Compliance Analyst Senior to lead AML referrals and escalations, conduct risk-based assessments, and collaborate with cross-functional teams on financial crime matters. The role covers ongoing due diligence, risk documentation, and governance activities across U.S.

and LATAM markets. Responsibilities include refining AML controls, staying abreight of geopolitical developments, and supporting regulatory examinations and training programs.

Qualifications

• Experience handling AML referrals and escalating matters with clear risk-based rationale.
• Ability to assess and document regulatory risk factors for complex client relationships.
• Strong written and verbal communication for cross-functional guidance and governance.
• Familiarity with ongoing due diligence, KYC/AML controls, and governance documentation.

Responsibilities

• Review AML referrals from various teams and assess financial crime risks.
• Prepare risk-based assessments with sufficient supporting documentation.
• Coordinate with stakeholders to resolve questions and escalate high-risk items.
• Review ongoing due diligence packets and AML risk assessments for completeness.
• Assess higher-risk relationships considering geography, activity, ownership, and reputational factors.
• Provide AML guidance to cross-functional teams and contribute to process improvements.
• Monitor geopolitical and regulatory developments across relevant jurisdictions.

Skills

AML knowledge

Risk assessment

Regulatory compliance

Cross-functional collaboration

Geopolitical risk monitoring

Job description

Job DescriptionReady to take your career global?Make your mark at one of the biggest names in payments. We’re looking for a Compliance Analyst Senior to join our ever evolving team and help shape the future of global commerce.What you will own:AML Referrals & EscalationsReview AML-related referrals from CDD, CAT, Operations, and other cross-functional teams, assessing relevant financial crime risks and conducting additional research as needed.Prepare clear, risk-based assessments and recommendations for matters requiring reporting manager review or approval, ensuring supporting information and documentation are complete.Coordinate with stakeholders to resolve outstanding questions, track required actions, and appropriately escalate higher-risk, unusual, or time-sensitive matters.Ongoing Due Diligence & Compliance File ReviewReview Ongoing Due Diligence packets, AML risk assessments, and other AML compliance files for quality, completeness, and adherence to applicable requirements.Assess higher-risk customer relationships and ensure material risk factors, including geography, ownership, business activity, reputational concerns, and other financial crime risks, are appropriately evaluated and documented.Identify gaps and provide actionable feedback before matters are submitted for final approval, ensuring recommendations are supported by clear and consistent risk-based rationale.Cross-Functional AML SupportProvide practical AML guidance to cross-functional teams and support the assessment and resolution of AML related questions arising through established referral and review processes.Collaborate with Network Compliance, Operations, and business stakeholders on matters involving AML and broader financial crime considerations.Identify recurring themes, control gaps, or process issues and contribute to enhancements to AML procedures, guidance, controls, and workflowsGeopolitical & Emerging Risk MonitoringMonitor geopolitical, regulatory, and emerging financial crime developments across the U.S., Canada, LATAM, and other jurisdictions relevant to the company’s risk exposure.Prepare and coordinate the periodic Geopolitical and Financial Crime Risk Newsletter, highlighting significant developments and their potential implications for the business.Conduct targeted research on emerging financial crime, jurisdictional, and relevant sanctions risks and escalate material developments requiring further consideration.AML Program SupportSupport ongoing execution of AML program requirements, including maintenance of policies, procedures, guidance, risk assessments, and governance documentation.Assist with regulatory examinations, internal audits, compliance testing, remediation activities, and tracking of AML-related findings and action items.Support AML training, governance activities, program enhancements, and other financial crime compliance initiatives across the U.S., Canada, and LATAM.About the teamOur inclusive and global teams win together every day. We’re proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections – it’s unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.What makes a Globalpayer?Globalpayers think like a client, act like an owner and win as one team. We’re curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global.#LI- BJ1EEOC StatementWorldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.Washington Candidates: Click here for information on the Fair Chance Act.