Senior Commercial Underwriter

Pop-Up Talent

Irvine (CA)

On-site

USD 90,000 - 110,000

Full time

14 days+

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Job summary

A leading company in the banking industry is seeking a Senior Commercial Underwriter in Irvine, CA. This role involves evaluating loan applications, assessing creditworthiness, and preparing detailed reports. Ideal candidates will have 2-5 years of banking experience, strong analytical skills, and proficiency in financial analysis.

Qualifications

2-5 years of banking or credit experience preferred.
Strong analytical and problem-solving skills.
Proficiency in financial analysis and credit scoring models.

Responsibilities

Analyze commercial loan applications to determine creditworthiness.
Prepare detailed credit reports outlining findings and recommendations.
Collaborate with loan officers and other departments to facilitate the loan process.

Skills

Analytical skills

Problem-solving skills

Attention to detail

Financial analysis

Education

Banking or credit experience

Tools

Financial spreading software

Job description

1 day ago Be among the first 25 applicants

This range is provided by Pop-Up Talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$90,000.00/yr - $110,000.00/yr

Direct message the job poster from Pop-Up Talent

Professional specializing in Talent Acquisition and Team Building

Senior Commercial Underwriter

Irvine, CA 92618

SUMMARY:

The Senior Commercial Underwriter interacts directly with loan officers and customers/prospects regarding commercial business loans. A Bank Underwriting Analyst is responsible for evaluating the creditworthiness of potential loan applicants by thoroughly analyzing their financial information, assessing risk factors, and making informed lending decisions in accordance with established bank policies and regulatory guidelines

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Analyze commercial (Commercial & Industrial and Commercial Real Estate) loan applications to determine creditworthiness
Assess the viability of the loan request consistent with bank policy and underwriting standards
Utilize quantitative tools to assess creditworthiness with an emphasis on the identification and assessment of the primary, secondary, and tertiary sources of repayment
Identify potential risks and areas of concern within loan applications
Prepare detailed credit reports outlining findings and recommendations for loan approval or denial
Underwrite clients adhering to Banc underwriting policies, guidance, and templates
Collaborate with loan officers, relationship managers, and other departments to gather necessary information and facilitate the loan process
Prepare detailed credit reports outlining findings and recommendations for loan approval or denial
Ensure loan applications comply with all applicable banking regulations
Stay updated on changes in regulatory requirements and industry standards
Clearly communicate credit decisions and rationale to internal stakeholders
Other duties as assigned

QUALIFICATIONS:

At least 2-5 years of banking or credit experience preferred; or equivalent combination of education and experience
Strong analytical and problem-solving skills
Proficiency in financial analysis and credit scoring models
Excellent attention to detail and ability to work independently
Knowledge of banking regulations and lending guidelines
Use of financial spreading software (e.g., Abrigo)

WORK CONDITIONS:

While performing the duties of this job, the employee is occasionally required to stand, walk, sit, use hands to finger, handle, or feel, and occasionally lift one to fifteen pounds
Working Conditions are in the office
The noise level in the work environment is usually moderate

TRAINING:

Must complete all required mandatory and regulatory training

BANK SECRECY ACT (BSA):

Follow all policies and procedures of Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Asset Control (OFAC)

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow any other instructions and perform any other related duties as assigned by their supervisor. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

We are an equal opportunity employer, and we are an organization that values diversity. We welcome applications from all qualified candidates, including minorities and persons with disabilities.

req25-00422

Seniority level