Senior Commercial Property Field Adjuster - Pennsylvania

Brotherhood Mutual; Pennsylvania; On-site; USD 80,000 - 110,000; Full time

Job summary

Brotherhood Mutual Insurance Company is seeking a Senior Commercial Property Field Adjuster in Pennsylvania to lead on-site investigations, analyze policy coverage, and estimate damages for complex property claims in line with departmental standards. The role requires 5+ years of property claim experience, a Bachelor’s degree or CPCU, and mandatory licensing.

Occasional travel may be needed to support training, mediations, and investigations.

Qualifications

• Bachelor’s degree or CPCU required.
• Must pass mandatory adjuster licensing requirements.
• Must have five years or more of property claim technical experience.
• CPCU is desired.
• Seven years or more of property claims technical experience or equivalent transferable experience is desired.

Responsibilities

• Identify and investigate coverage, damage, and reserve adequacy on assigned claims.
• Apply statutes, common law, and other applicable legal and regulatory concepts for the effective, efficient and equitable resolution of assigned property claims.
• Conduct prompt, thorough, and fair on-site investigations by visiting and inspecting property. Assess, evaluate, and estimate damages and determine appropriate policy coverage.
• Communicate with policyholders, agents, public adjusters, attorneys, contractors and other persons as needed and direct appraisers and other support service providers to ensure effective, efficient, and equitable claims resolution.
• Acquire, record and maintain all essential file documentation in accordance with established guidelines.

Skills

Communication

Construction knowledge

Decision making

Organizational skills

Negotiation

Travel readiness

Software proficiency

Education

Bachelor’s degree

CPCU desirable

Tools

Estimating software

Claims software

Job description

Senior Commercial Property Field Adjuster - Pennsylvania

Job Category: Claims

Requisition Number: SRCOM001980

• Posted : August 18, 2026
• Full-Time
• On-site

Locations

Showing 1 location

Description

Position Title: Sr. Commercial Property Field Adjuster - (Pennsylvania)

FLSA Status: Exempt

Job Family: Claims

Department: Claims - Property

JOB SUMMARY
Responsible for conducting field based investigations, by visiting the policyholder face-to-face, to effectively analyze and resolve assigned claims consistent with Claims Department standards and company objectives.

POSITION ESSENTIAL FUNCTIONS AND RESPONSIBILITIES
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Identify and investigate coverage, damage, and reserve adequacy on assigned claims.
• Apply statutes, common law, and other applicable legal and regulatory concepts for the effective, efficient and equitable resolution of assigned property claims.
• Conduct prompt, thorough, and fair on-site investigations by visiting and inspecting property. Assess, evaluate, and estimate damages and determine appropriate policy coverage.
• Communicate with policyholders, agents, public adjusters, attorneys, contractors and other persons as needed and direct appraisers and other support service providers to ensure effective, efficient, and equitable claims resolution.
• Acquire, record and maintain all essential file documentation in accordance with established guidelines.
• Provide timely status reports regarding assigned claims to home office adjusters, management, and others.
• Identify and pursue appropriate cost containment, loss mitigation and subrogation recovery opportunities.
• Negotiate and resolve claims (which could include but not be limited to claims involving substantial or unusual damage issues, need for expert analysis or that require early recognition of policyholder concerns) within established settlement authority in a prompt, fair and equitable manner.
• Conduct on-site risk control evaluations of existing and prospective policyholders to determine account attitude toward controlling losses.
• Travel as needed to attend training programs, mediations/other legal proceedings, meet with the policyholders governing board, or to conduct investigation relating to claims resolution.
• Further the attainment of overall Claim Department objectives by assisting other claims personnel as needed.
• Participate as needed in the orientation or training of new Claims Department property personnel.
• Communicate with public adjusters and attorneys to ensure effective, efficient, and equitable claims resolution.
• Complete other projects as assigned.

KNOWLEDGE, SKILLS, AND ABILITIES
The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must be able to effectively communicate with others (both oral and written).
• Must be able to understand basic construction concepts and have a general understanding of construction materials and repair practices, methods, and techniques.
• Must be able to make independent decisions.
• Must have strong organizational and interpersonal skills.
• Must have strong negotiation skills and utilize them in the resolution of property claims.
• Must have a thorough understanding of construction, property coverage issues, and building trade practices related to property claims.
• Must be able to efficiently operate a personal computer using claims, business, and estimating software.
• Must be able to make physical inspections of property loss sites. Must be able to carry and climb a ladder, balance at various heights, stoop, bend and/or crawl to inspect property.
• Must be able to verify whether coverage applies through an insurance policy, inspect property damage to determine extent of damages, and evaluate damages to ascertain compensation amounts.
• Possess an active valid drivers’ license, good driving record, good driving skills, and ability to travel long distances.
• Effectively interface with external contacts, Brotherhood employees, managers, and department staff members.

EDUCATION AND/OR EXPERIENCE
List Degree Requirement, Years' Experience, and Certifications
Education and/or Experience

• Bachelor’s degree or CPCU required.
• Must be able to take and pass mandatory adjuster licensing requirements.
• Must have five years or more of property claim technical experience.
• CPCU is desired.
• Seven years or more of property claims technical experience or equivalent transferable experience is desired.
• Commercial construction contracting and or estimating experience is desired.

Terms and Conditions

This description is intended to describe the general content of and requirements for the performance of this position. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements.

Because the company’s niche is the church and related ministries market, and because effective service requires a thorough understanding of this market, persons in this position must be familiar with church operations and must conduct themselves in a manner that will neither alienate nor offend persons within this target niche.

Brotherhood Mutual Insurance Company reserves the right to modify, interpret, or apply this position description in any way the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This position description is not an employment contract, implied or otherwise. The employment relationship remains “at-will”.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.