Senior Commercial Loan Officer – Hybrid-Remote, $100M

Veridian Credit Union; Des Moines (IA); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Veridian Credit Union is seeking a Senior Commercial Loan Officer to originate and daily manage a commercial loan portfolio totaling up to $100 million. You will build strong relationships with borrowers and depositors and work with Commercial Services staff to monitor servicing requirements.

The role requires 5+ years in business lending and credit analysis, with a Bachelor's degree or equivalent experience.

Qualifications

• Bachelor's Degree or equivalent combination of education, training, and experience (8+ years).
• 5+ years experience in business/commercial lending.
• 5+ years of experience with credit analysis.

Responsibilities

• Originate and manage a commercial loan portfolio up to $100 million.
• Develop and maintain relationships with commercial borrowers and depositors to generate new business.
• Monitor compliance with lending policies and regulatory changes; recommend updates when needed.
• Interview applicants, prepare documents, and determine credit worthiness for loan approvals or referrals.
• Negotiate terms, including costs, repayment schedules, and collateral.
• Advise members on business management and refer to resources like SCORE and SBA.
• Collaborate with Credit Analyst and Loan Assistant to complete loan files.

Skills

5+ years Commercial Lending

5+ years Credit Analysis

Education

Bachelor's Degree

Job description

Veridian Credit Union is seeking a Senior Commercial Loan Officer to originate and daily manage a commercial loan portfolio totaling up to $100 million. You will build strong relationships with borrowers and depositors and work with Commercial Services staff to monitor servicing requirements.

The role requires 5+ years in business lending and credit analysis, with a Bachelor's degree or equivalent experience.