Senior Commercial Credit Underwriter – Portfolio Risk & Analysis

M&T Bank Corporation; Boston (MA); On-site; USD 83,000 - 138,000; Full time

Job summary

M&T Bank Corporation in Boston, MA seeks an underwriter/credit analyst to support underwriting, monitor existing credit portfolios, and prepare analyses for credit decisions. The role involves reviewing financial statements, assessing risk, and advising on risk-based structuring.

The position requires a bachelor’s degree in a related field and 2+ years in commercial credit or financial analysis, with strong modeling and communication skills. Competitive pay and benefits offered.

Qualifications

• Bachelor’s degree in accounting/finance/economics or related field.
• 2 years’ experience in commercial credit, financial analysis or related field.
• Strong analytical and financial modeling skills; attention to detail.

Responsibilities

• Underwrite new requests and modifications from screen to approval.
• Monitor ongoing credit risk through CCM activities and annual reviews.
• Prepare credit analyses with risk ratings and mitigants.
• Spread financial statements and build cash flow/Covenant sensitivity models.

Skills

Financial analysis

Credit underwriting

Cash flow modeling

Education

Bachelor's degree in Accounting, Finance, Economics or related field

Tools

Capital IQ

FactSet

Bloomberg

Job description

M&T Bank Corporation in Boston, MA seeks an underwriter/credit analyst to support underwriting, monitor existing credit portfolios, and prepare analyses for credit decisions. The role involves reviewing financial statements, assessing risk, and advising on risk-based structuring.

The position requires a bachelor’s degree in a related field and 2+ years in commercial credit or financial analysis, with strong modeling and communication skills. Competitive pay and benefits offered.