Senior Commercial Credit Underwriter — ABL & Factoring

Newtekone; United States; On-site; USD 80,000 - 110,000; Full time

Job summary

NewtekOne in the United States is seeking an experienced credit underwriter specializing in ABL and factoring. You will analyze loan packages, assess borrower creditworthiness, and prepare memos for the Credit Committee while projecting loan-level cash flows.

Applicants should have 7+ years of underwriting experience, training in bank credit or RMA courses, and strong Excel and analytical skills to communicate findings clearly with internal and external partners.

Qualifications

• 7+ years of underwriting experience in ABL or factoring
• Strong cash flow analysis ability
• Excellent organizational, verbal and written communication skills
• Keen analytical and decision-making abilities
• Ability to build effective internal and external relationships

Responsibilities

• Conduct financial and credit analyses in compliance with internal regulations
• Review incoming loan packages for creditworthiness
• Analyze loan files and financial statements for viability
• Assess borrower net worth from tax returns and credit information
• Prepare credit memos for Credit Committee and present findings
• Research industry and market trends to inform decisions
• Coordinate third-party reports for credit analysis
• Project loan-level cash flows under potential resolutions
• Prepare detailed analyses of borrower operations and projections

Skills

Underwriting ABL/Factoring

Cash flow analysis

Organizational skills

Verbal communication

Written communication

Analytical skills

Decision making

Education

RMA Credit Courses

Tools

Microsoft Office

Job description

NewtekOne in the United States is seeking an experienced credit underwriter specializing in ABL and factoring. You will analyze loan packages, assess borrower creditworthiness, and prepare memos for the Credit Committee while projecting loan-level cash flows.

Applicants should have 7+ years of underwriting experience, training in bank credit or RMA courses, and strong Excel and analytical skills to communicate findings clearly with internal and external partners.