Senior Commercial Credit Officer - Portfolio Risk Leadership

JPMorgan Chase & Co.; Columbus (OH); On-site; USD 110,000 - 150,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Senior Commercial Credit Officer within Commercial Solutions in Columbus, OH. You will manage a portfolio of roughly $500 million in loan commitments for retail automobile dealer relationships and structure transactions in line with policy and risk appetite.

You will mentor junior officers, collaborate with banking partners, and deliver timely credit decisions. Strong credit analysis, communication, and leadership are essential to drive responsible growth.

Qualifications

• Bachelor's degree required or equivalent work experience in finance
• 3+ years of commercial credit analysis in automotive/related sectors preferred
• Strong analytical, communication, and problem-solving skills

Responsibilities

• Prepare written credit reviews identifying opportunities and risks with appropriate covenants
• Assess repayment capacity using financial statements and cash flow analysis
• Assign obligor and facility risk ratings with documented rationale
• Own portfolio management tasks including annual reviews and covenant breaches
• Mentor analysts and support portfolio team discussions with senior leadership
• Interact with clients and bankers to move transactions forward
• Lead special projects related to credit topics and issues
• Communicate clearly to internal/external stakeholders to resolve problems

Skills

Credit analysis

Cash flow analysis

Risk assessment

Leadership

Mentoring

Communication

Executive presentation

Education

Bachelor's degree in Finance

MBA

Job description

JPMorgan Chase & Co. is seeking a Senior Commercial Credit Officer within Commercial Solutions in Columbus, OH. You will manage a portfolio of roughly $500 million in loan commitments for retail automobile dealer relationships and structure transactions in line with policy and risk appetite.

You will mentor junior officers, collaborate with banking partners, and deliver timely credit decisions. Strong credit analysis, communication, and leadership are essential to drive responsible growth.