Senior Commercial Credit Leader (Remote)

United Trust Bank; Alpharetta (GA); Hybrid; USD 90,000 - 120,000; Full time

Job summary

United Trust Bank seeks a Senior Credit Analyst in Alpharetta, Georgia. This critical role involves supporting commercial credit risk management by underwriting, monitoring, and analyzing financial requests. Candidates should possess a Bachelor's degree and significant experience in credit analysis within commercial banking. Preferred qualifications include an MBA and leadership experience in credit risk. The position offers the chance to influence portfolio management practices and ensure compliance with banking regulations.

Qualifications

• Minimum 10 years of experience in commercial banking, credit analysis, or portfolio management.
• At least 5 years in a senior credit role preferred.
• Strong understanding of Commercial & Industrial lending and credit risk management.

Responsibilities

• Independently analyze and underwrite new and modified commercial credit requests.
• Monitor commercial loan portfolio for emerging risks and trends.
• Participate in the enhancement and implementation of credit policies.

Skills

Credit Judgment

Analytical Ability

Portfolio Risk Management

Attention to Detail

Communication

Leadership and Development

Strategic Thinking

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

MBA or advanced banking/credit education (preferred)

Tools

Microsoft Office Suite (Excel and Word)

Loan origination systems

Job description

United Trust Bank seeks a Senior Credit Analyst in Alpharetta, Georgia. This critical role involves supporting commercial credit risk management by underwriting, monitoring, and analyzing financial requests. Candidates should possess a Bachelor's degree and significant experience in credit analysis within commercial banking. Preferred qualifications include an MBA and leadership experience in credit risk. The position offers the chance to influence portfolio management practices and ensure compliance with banking regulations.