Senior Commercial Credit Analyst II - Hybrid (3/2)

Columbia Bank; Port Reading (NJ); Hybrid; USD 109,000 - 164,000; Full time

Benefits offered by this job

Medical benefits

ESOP (Employee Stock Option Program)

Life Insurance

Long Term Disability and AD&D

Paid Time Off

Paid Sick Time

Bank Holidays

401k program

Job summary

Columbia Bank seeks a Sr. Commercial Credit Analyst II to conduct complex credit investigations and analyze commercial loan information. You will prepare credit analysis memorandums for presentation to lending and credit officers or loan committees.

The role provides guidance to credit analysts, supports loan officers, and performs annual file reviews, with duties including developing credit information, reviewing reports, and supervising junior staff in a hybrid Woodbridge, NJ environment.

Qualifications

• Bachelor’s degree in Business Administration, Accounting, Finance, or related field is required.
• Minimum of 7 years experience as a Senior Commercial Credit Analyst is required.
• Current or prior lending authority is required.
• Working knowledge of commercial loan products, policies, procedures, and federal regulations.

Responsibilities

• Develops and analyzes credit information for lending decisions on new, renewal, or extension loans.
• Reviews pertinent credit and financial information and prepares credit analysis memorandums.
• Exercises conservative judgement in approving Commercial Credit transactions or recommending approvals.

Skills

Financial analysis

Credit analysis

Underwriting

MS Office

Communication skills

Problem solving

Education

Bachelor’s degree in Business Administration, Accounting, or Finance

Tools

Credit analysis software

Lending software

Job description

Columbia Bank seeks a Sr. Commercial Credit Analyst II to conduct complex credit investigations and analyze commercial loan information. You will prepare credit analysis memorandums for presentation to lending and credit officers or loan committees.

The role provides guidance to credit analysts, supports loan officers, and performs annual file reviews, with duties including developing credit information, reviewing reports, and supervising junior staff in a hybrid Woodbridge, NJ environment.