Senior Commercial Credit Analyst #ESF4951

COA Network Inc; City of Poughkeepsie (NY); On-site; USD 100,000 - 105,000; Full time

Job summary

An established financial institution is seeking a Senior Commercial Credit Analyst to enhance its credit team. This role is perfect for those with 3-5 years of experience in commercial credit, particularly in underwriting complex loans. The ideal candidate will thrive in a collaborative environment, leading the review of high-value transactions and contributing to policy development. With a focus on career growth and a supportive team atmosphere, this opportunity promises to be both rewarding and impactful for the right individual.

Benefits

Great team environment

Career development opportunities

Inclusive workplace

Competitive rates

Qualifications

• 3-5 years of commercial credit experience, especially in underwriting leveraged loans.
• Strong knowledge of credit policy and banking regulations.

Responsibilities

• Underwriting complex commercial loans and managing the leveraged loan portfolio.
• Preparing detailed credit analyses and presenting to approving authorities.

Skills

Commercial Credit Analysis

Underwriting Complex Loans

Financial Risk Analysis

Communication Skills

Organizational Skills

Mentoring Skills

Education

Bachelor’s degree in Business Administration

MBA

Tools

Microsoft Office

Underwriting Software

Job description

Senior Commercial Credit Analyst #ESF4951

Full time | ExpertHiring | United States

Posted On 04/30/2025

Job Information

Job Opening ID ZR_2052_JOB

Accounting

$100,000 - $105,000 Annually

[e-mail]

City Poughkeepsie

State/Province New York

12601

Job Description

Top reasons to work for our client:

• Great team environment!
• Manager is well respected by team!
• Inclusive Workplace
• Awesome career development opportunities!
• Competitive Rates

Job Type : Full Time

Location : Poughkeepsie, New York

Job Description

A well-established and community-focused financial institution is seeking a detail-oriented and experienced Senior Commercial Credit Analyst to join its credit team. This role is ideal for candidates with 3–5 years of commercial credit experience who have a strong foundation in underwriting complex commercial and leveraged loans, analyzing financial risk, and working within regulatory frameworks. The ideal candidate is analytical, communicative, and comfortable leading reviews of high-value commercial credit transactions.

What you will be doing:

Underwriting complex commercial loans, including leveraged loans, credit cards, lines of credit, and mortgages

Managing the leveraged loan portfolio and leading the review process

Preparing and presenting detailed credit analyses and recommendations to approving authorities

Assisting in the development and review of credit policies and departmental procedures

Supporting the training of new staff and interns

Scheduling and assigning monthly renewals within the analyst team

Collaborating with external and internal stakeholders to gather and evaluate financial information

Generating weekly, monthly, and quarterly reports for senior management

Helping resolve technical issues related to underwriting and departmental systems

Experience you will need:

Bachelor’s degree in Business Administration, Finance, or Accounting (MBA preferred)

3–5 years of commercial credit experience, including underwriting leveraged loans

Strong knowledge of credit policy, banking regulations, and financial risk analysis

Proficiency in interpreting financial statements and tax returns

Experience with Microsoft Office, especially Excel, Word, and Outlook

Excellent communication, organizational, and mentoring skills

Familiarity with underwriting software and departmental technologies

Our client asked me to submit 3 great people within the next few days. We work directly with the hiring manager and can arrange interviews within a few days