Senior Commercial Banking Relationship Manager

NBT Bancorp Inc.; Portland (OR); Presencial; USD 144.000 - 192.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Paid Time Off

Parental Leave

Medical Coverage

Dental & Vision Coverage

401(k) Matching

EAP

Descripción de la vacante

NBT Bank is seeking a senior professional to lead New Business Development for high‑net‑worth clients. You will analyze loan applications, assess credit risk, and manage relationships with borrowers and partners across commercial lending.

The role demands strong accounting, credit analysis, and leadership capabilities, with a focus on regulatory compliance and risk management. Travel is expected, with comprehensive benefits and a dynamic workplace culture.

Formación

• Strong accounting and credit analysis background.
• Strong communication skills.
• Ability to attain/exceed established business goals.
• Strong management and leadership skills.
• Ability to use various computer programs and bank accounting system.
• Strong oral and written communication skills.
• Understanding of economics, general business/commercial finance and accounting.
• Legal knowledge of lending practices.

Responsabilidades

• Develops a profitable relationship portfolio through New Business Development with large, complex customers.
• Maintains and services a loan portfolio with timely financial data gathering and documentation of borrower status.
• Evaluates loan applications by assessing capacity, financial data, trends, collateral and management.
• Mentors/assists less experienced loan officers with training and guidance.

Conocimientos

Credit analysis

Accounting background

Communication skills

Leadership

Bank software

Oral & written communication

Economics & finance

Lending law

Educación

Bachelor's degree

Descripción del empleo

Pay Range: $143,715.00 - $191,586.00

Responsible for New Business Development activities, dealing with large, high net worth customers and complex transactions. Evaluates loan applications and assesses credit worthiness of applicant. Maintains a loan portfolio that includes gathering relevant financial data and maintaining customer relationships. Complies with bank policies, and Federal/State regulations dealing with Commercial Lending. Assists less experienced loan officers with training, consultation, and guidance.

Education and Experience: Bachelor's degree or related experience 7-10 years of Commercial Lending experience

Skills and Abilities: Strong accounting and credit analysis background. Strong communication skills. Ability to attain/exceed established business goals. Strong management and leadership skills. Ability to use various computer programs and bank accounting system. Strong oral and written communication skills. Understanding of economics, general business/commercial finance and accounting. Legal knowledge of lending practices.

Unique Job Characteristics and Requirements: Needs to be a strong negotiator on behalf of the bank Travel less than 50% Driver's license required Reliable transportation required

Tasks Performed

• 40% - Develops a profitable relationship portfolio through New Business Development activities with relationships normally involving large customers with complex borrowing, depository and Trust needs.
• 25% - Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups.
• 20% - Evaluates loan applications by analyzing borrower capacity, financial data, industry trends, collateral position, management ability and then uses personal judgment to determine credit worthiness.
• 10% - Assists less experienced loan officers by providing training, advice, and guidance.
• 5% - Other duties as assigned.

Physical Requirements: Communicate effectively with internal and/or external customers Stationary 75% of the time or greater Move objects up to a maximum of 10 lbs

Why Work at NBT At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.

Wellbeing At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.

Community Involvement NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.

Culture NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Career Development Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority.

Total Rewards NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.

Business Stability NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.

Benefits for Full-Time Employees:

• Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
• Parental Leave: Six weeks of paid leave at 100% of your salary.
• Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
• Dental and Vision Coverage: Ensuring your overall health and well-being.
• Flexible Spending Accounts: For healthcare and dependent care expenses.
• Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
• Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
• Voluntary Benefits: Including hospital, accident, and critical illness coverage.
• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
• Adoption Assistance: Supporting your growing family.
• Tuition Reimbursement: Invest in your education and career growth.
• Employee Assistance Program (EAP): Access to support and resources.
• Pet Insurance: For all your furry friends.
• Financial and Banking Services: Various banking services benefits and financial planning assistance.

Benefits for Part-Time Employees Working 20+ Hours/Week:

• Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
• Dental and Vision Coverage: Ensuring your overall health and well-being.
• Voluntary Benefits: Including hospital, accident, and critical illness coverage.
• Generous Parental Leave: Six weeks of paid leave at 100% of your salary.

Benefits for All Part-Time Employees:

• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future.
• Paid Sick and Safe Leave: For your health and safety.
• Employee Assistance Program (EAP): Access to support and resources.
• Financial and Banking Services: Various banking services benefits and financial planning assistance.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.

NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees.

Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company.

EEO is the law EEO is the Law Poster Supplement Pay Transparency Nondiscrimination Provision Family Medical Leave Act (FMLA) Poster Employee Polygraph Protection Act (EPPA) NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment. NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at [e-mail]. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.