Senior Commercial Appraiser

Jobtailor

Arizona

On-site

USD 120,000 - 190,000

Full time

8 days ago

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Job summary

Columbia Bank is seeking an experienced Senior Commercial Appraiser to procure, review, and supervise complex valuation products for credit lending and portfolio decisions.

The role requires active licensure, 10+ years of appraisal review experience, and deep USPAP/FIRREA knowledge. You will mentor staff, ensure regulatory compliance, and contribute to loan portfolios while improving appraisal processes and risk management.

Qualifications

Bachelor’s degree in business or related field or equivalent
Active State Certified General License
10+ years of relevant commercial appraisal review experience or combination with field work
Strong multi-state experience reviewing commercial real estate appraisals
Knowledge of LIHTC and Special Purpose properties a plus
Ability to obtain additional licenses upon business unit request
Excellent written and verbal communication
Advanced knowledge of appraisal policies and regulations
Ability to work independently and make timely decisions

Responsibilities

Procure, engage, and review complex and non-complex commercial valuation products delivered to the bank
Ensure compliance with USPAP, FIRREA, IAEG, Fair Lending Practices, Appraisal Independence, and Columbia Bank policy
Communicate with lines of business regarding appraisal and collateral risk issues
Procure bids and award commercial real estate appraisal vendor RFPs
Review complex valuation products for credible methodology and compliance with statements of work and regulations
Develop USPAP-compliant commercial appraisal and evaluation reviews for credit lending and portfolio management decisions
Provide subject matter expertise on complex commercial appraisal methodology and regulatory requirements
Prepare FIRREA/USPAP-compliant appraisals, appraisal validations, corrective appraisal reviews, and evaluations as needed
Assist Special Assets and Credit Quality with impairment analysis for real estate-secured credits
Manage and prioritize the work queue to meet turn-time deadlines and production benchmarks
Maintain compliance with department systems of record and appraisal work-file requirements
Assist in developing valuation solutions and represent the department broadly
Occasionally assist management with valuation program operations and lead working group projects
Mentor junior-level appraisers and support staff competency development
Coach, mentor, train others, and teach coursework as a subject matter expert
Perform other duties as assigned

Skills

Active State Certified General License

10+ Years Commercial Appraisal Review

Advanced Knowledge of USPAP and FIRREA

Analytical Problem-Solving

Cross-Functional Collaboration

Education

Bachelor’s Degree in Business or Related Field

Tools

Word

Excel

Outlook

PowerPoint

Job description

Procure, engage, and review complex and non-complex commercial valuation products delivered to the bank
Ensure compliance with USPAP, FIRREA, IAEG, Fair Lending Practices, Appraisal Independence, and Columbia Bank policy
Communicate with lines of business regarding appraisal and collateral risk issues
Procure bids and award commercial real estate appraisal vendor RFPs
Review complex valuation products for credible methodology and compliance with statements of work and regulations
Develop USPAP-compliant commercial appraisal and evaluation reviews for credit lending and portfolio management decisions
Provide subject matter expertise on complex commercial appraisal methodology and regulatory requirements
Prepare FIRREA/USPAP-compliant appraisals, appraisal validations, corrective appraisal reviews, and evaluations as needed
Assist Special Assets and Credit Quality with impairment analysis for real estate-secured credits
Manage and prioritize the work queue to meet turn-time deadlines and production benchmarks
Maintain compliance with department systems of record and appraisal work-file requirements
Assist in developing valuation solutions and represent the department broadly
Occasionally assist management with valuation program operations and lead working group projects
Mentor junior-level appraisers and support staff competency development
Coach, mentor, train others, and teach coursework as a subject matter expert
Perform other duties as assigned

Requirements

Bachelor’s degree in business or related field or the equivalent in education and experience required
Active State Certified General License required
10+ years of relevant commercial appraisal review experience or combination of commercial appraisal review and appraisal field work required
Strong multi-state experience reviewing commercial real estate appraisals
Real estate property type specific expertise, including Low Income Housing Tax Credit (LIHTC) and Special Purpose; national review experience a plus
Ability to obtain and maintain additional appraisal licensing in multiple states upon business unit request
Sound judgment, strong analytical problem-solving skills, and business acumen
Advanced knowledge of appraisal policies, procedures, practices, and documentation
Excellent written and verbal communication
Ability to work at all levels of the organization and maintain cross-functional working relationships
Computer and software proficiency, including Word, Excel, Outlook, PowerPoint, appraisal-related software applications, and data aggregators
Advanced knowledge of USPAP, FIRREA, IAEG, and other federal real estate appraisal regulations and their application to lending scenarios
Ability to work independently and make timely, sound decisions
Ability to escalation collateral risk concerns swiftly and clearly
Ability to present to small and large audiences
Compliance with bank regulations, policies, procedures, and required training

Core Competencies

Demonstrates extensive expertise in commercial appraisal methodologies, compliance with USPAP and FIRREA regulations, and the ability to mentor and develop junior appraisers. Proficient in managing appraisal reviews and ensuring adherence to bank policies while maintaining strong cross-functional relationships.

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