Senior Capital and Treasury Manager, EU

Monzo; Ireland (WV); Remote; GBP 70,000 - 110,000; Full time

Job summary

Join a forward-thinking company as a Treasury and Capital Manager, where you will play a pivotal role in shaping the Treasury function for a new European entity. This dynamic position offers the chance to implement risk management processes, optimize performance, and ensure regulatory compliance in a fast-paced environment. With a focus on collaboration and innovation, you will work closely with various stakeholders, providing expertise and building trusted relationships. This role not only promises competitive remuneration and share options but also a supportive culture that values diversity and inclusion, making it an exciting opportunity to make a real difference.

Benefits

Flexible working hours

£1,000 learning budget

MacBook provided

Support for work-from-home setup

Qualifications

• Broad experience in Treasury or Capital with detailed technical knowledge.
• Ability to shape Treasury operations and processes.

Responsibilities

• Support delivery of key risk management framework documentation.
• Manage and forecast daily cashflows and liquidity.

Skills

Treasury Management

Risk Management

Quantitative Analysis

Stakeholder Management

Communication Skills

Education

Treasury or Risk Qualification (e.g. ACT/CERTBALM/FRM/CFA)

Significant Experience in Treasury

Tools

Treasury Management Systems

Data Analysis Tools

Job description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ️

Hear from our UK team about what it's like working at Monzo

Dublin, Ireland | Competitive Remuneration, Share Options + Benefits | Hear from the team

Our Finance team

We are looking for a dynamic Treasury and Capital Manager in Dublin to become a key part of the team building the new Monzo European entity. Reporting into the Director of Treasury and Capital, you will shape, develop and implement the Treasury and Capital risk management process and infrastructure in tandem with supporting the growth and strategic development of the business. As well as skills and experience in Treasury and Capital, the ability to adapt, be creative and work in a fast paced environment will be essential talents as the business grows.

As part of a new and growing team the Treasury and Capital Manager will be responsible for ensuring that Monzo manages key risks, optimises business performance and maintains compliance and regulatory standards. This is an opportunity to be part of something from the start and make a real difference.

You’ll play a key role by…

• Support the delivery of key risk management framework documentation including ILAAP and ICAAP. This includes development and delivery of quantitative analysis, interpreting results and communication through interaction and document writing
• Being a business partner and providing Treasury and Capital expertise and advice to stakeholders
• Building trusted relationships with the business/product collectives
• Assisting in managing and forecasting daily cashflows and liquidity
• Ensuring the balance sheet is managed to stay within risk appetite and limits for Liquidity and Funding, IRRBB , Foreign Exchange and Capital
• End-to-end ownership of production of information utilising the infrastructure and technology teams available. This includes daily reports, ALCo packs and strategic ad-hoc items
• Developing, implementing and improving processes on an ongoing basis in partnership with people in other business areas and technology
• Maintaining a robust control environment with high standards and quality checklists
• Make recommendations to optimise balance sheet performance through investments and hedging
• Provide operational coverage for the Director of Treasury and Capital during holidays

We’d love to hear from you if you have…

• Broad experience and knowledge in Treasury or Capital or both with detailed technical knowledge in at least one area
• The ability and desire to shape how Treasury works at Monzo
• A Treasury or Risk qualification (e.g. ACT/CERTBALM/FRM/CFA) or qualified by significant experience
• Technology and data project experience including for Treasury Management Systems
• Familiarity with EU regulatory requirements
• Experience in the development and implementation of business processes of a fast growing balance sheet
• Ability to articulate and explain technical topics
• Openness of communication

What’s in it for you

Competitive remuneration share options.

This role can be based remotely in Ireland but will involve regular travel to the Dublin office.

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

The application journey has 3 key steps

• Video call with hiring manager (30 mins)
• Technical video interview with hiring manager and treasury stakeholders (60 min)
• Behavioural interview with finance stakeholders (45 min)

This process should take around 2 - 3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo You can read them here.

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to [e-mail]. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage