Senior C&I Credit Officer

Michael Page US; New York (NY); On-site; USD 135,000 - 165,000; Full time

Job summary

A global corporate and investment bank is seeking a C&I Underwriter to analyze loan applications and assess borrower creditworthiness. The role requires extensive experience in financial analysis and risk assessment, with a salary range of $135,000 to $165,000 offered. Join a dynamic team and contribute to financial decision-making.

Qualifications

• 5+ years of experience in C&I underwriting.
• Strong knowledge of loan documentation and collateral evaluation.
• Ability to manage multiple transactions effectively.

Responsibilities

• Underwrite C&I loan applications and analyze financial statements.
• Assess borrower creditworthiness and structure loan terms.
• Monitor portfolio performance and ensure compliance.

Skills

Financial analysis

Credit structuring

Risk assessment

Communication

Decision-making

Job description

• Highly analytical role covering C&I portfolio at a bank.
• Heavy exposure and interaction with front office as well as clients.

About Our Client

Global corporate and investment bank, located in FiDi.

Job Description

Key Responsibilities:

• 
  
  Underwrite C&I loan applications, analyzing financial statements and cash flow projections.
• 
  
  Assess borrower creditworthiness, industry risks, and collateral quality to inform lending decisions.
• 
  
  Structure loan terms and conditions, ensuring alignment with credit policy and risk appetite.
• 
  
  Prepare detailed credit memos and present recommendations to approval committees.
• 
  
  Work closely with relationship managers to support transaction execution and client engagement.
• 
  
  Monitor portfolio performance, identifying early warning signs and recommending risk mitigation strategies.
• 
  
  Maintain compliance with regulatory requirements and internal lending policies.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.

The Successful Applicant

Qualifications:

• 
  
  5+ years of experience in C&I underwriting within banking or financial services.
• 
  
  Expertise in financial analysis, credit structuring, and risk assessment.
• 
  
  Strong knowledge of loan documentation, collateral evaluation, and industry trends.
• 
  
  Excellent communication and decision-making skills.
• 
  
  Ability to manage multiple transactions and collaborate across teams.

What's on Offer

$135,000 to $165,000 base salary.