Senior Business Loan Underwriter – Complex & SBA

Navy Federal Credit Union; Vienna (VA); On-site; USD 95,000 - 135,000; Full time

Job summary

Navy Federal Credit Union is seeking an experienced Business Loan Underwriter in Vienna, VA to evaluate and underwrite complex business loan applications, including SBA deals. You will analyze financials, assess risk, and present recommendations to management to support sound lending decisions.

Responsibilities include reviewing tax returns, financial statements, and credit reports, ensuring data integrity, and applying NFCU policies.

Qualifications

• Strong knowledge of business underwriting principles.
• Understanding of financial ratios and cash flow analysis.
• Familiarity with Navy Federal policies and procedures.
• Experience with SBA and participation loans or similar structures.

Responsibilities

• Analyzes business loan applications to determine feasibility and creditworthiness.
• Presents loan packages and recommendations to senior management for approvals.
• Reviews financial statements, tax returns, and credit reports to assess risk and viability.
• Underwrites complex deals, including SBA and large commercial real estate.
• Ensures compliance with regulatory requirements and NFCU policies.

Skills

Underwriting

Financial analysis

Credit risk

SBA knowledge

Tools

Statement Analyzer

CASH

Job description

Navy Federal Credit Union is seeking an experienced Business Loan Underwriter in Vienna, VA to evaluate and underwrite complex business loan applications, including SBA deals. You will analyze financials, assess risk, and present recommendations to management to support sound lending decisions.

Responsibilities include reviewing tax returns, financial statements, and credit reports, ensuring data integrity, and applying NFCU policies.