Senior Business Data Analyst

Socket.dev; Raleigh (NC); On-site; USD 110,000 - 150,000; Full time

Job summary

TowneBank is seeking a Senior Business Data Analyst to join the centralized reporting team. You will transform loan data and regulatory requirements into Power BI dashboards for internal stakeholders, tracking the health of lending activities.

Ideal candidates have experience in credit administration/loan portfolio reporting, with ability to translate data into actionable insights across the lending lifecycle.

Qualifications

• Financial services background with banking systems knowledge.
• 5+ years of data analytics and reporting experience.
• Ability to learn quickly and develop/build complex semantic models in Power BI.
• Cloud background and understanding of basic cloud architecture concepts.
• Strong management and leadership abilities.
• Excellent communication and sales skills.
• High integrity and ethical standards.

Responsibilities

• Loan Portfolio Reporting: monitor performance, delinquency, charge-offs, LTV.
• Credit Risk Monitoring: visualize NPL, DSCR, and concentration indicators.
• Regulatory Alignment: translate FDIC Call Reports into automated data solutions.
• Collaborate with stakeholders to align reporting and analytics with needs.
• Assess current report usage and identify efficiency improvements.
• Drive data cleansing, data flow optimization, and dashboard development.
• Tell a story with data to present clear, fact-based recommendations.
• Provide thought leadership in processes and tools aligned to objectives.
• Work across business lines to define and execute data roadmaps.
• Manage multiple initiatives through deadlines in a fast-paced environment.
• Understand all commercial data to meet user needs and directions.
• Adhere to AML and BSA regulations.

Skills

Banking domain experience

Power BI

Data analytics

Cloud basics

Leadership

Communication skills

Integrity

Education

Advanced degree or industry designation

Tools

Power BI

Databricks

SQL

DAX

Job description

Primary Purpose:

The Senior Business Data Analyst will be a part of TowneBank’s centralized reporting teams. The primary objective is to transform complex loan data and regulatory requirements into Power BI dashboards that provide information to internal stakeholders while tracking the “health” of TowneBank’s lending activities.

A successful candidate will be aBusiness Analyst with experience in credit administration and/or loan portfolio reporting, who isknowledgeablein loan structure/terms, credit risk indicators, loan performance metrics, etc. This role will translate the organization’s loan data, credit processes and regulatory reporting requirements into robust data solutions and portfolio reporting that deliver actionable insights and support decision-making across the lending lifecycle.

Desired skills areproficiencyin PowerBIreporting platforms. This person should be comfortable workingat all levels of the organizationfrom senior managementto report writersto drive solutions that “WOW” our internal stakeholders. Broader responsibilities includechallenging the status quo,being inquisitive,andparticipatingin strategic discussions.

The good-faith compensation range for this role is expected to be $110,000 - $150,000, based on the role, market, internal equity, and candidate qualifications.

Please note: for candidates residing in areas other than Hampton Roads, VA, occasional travel will be required on a case-by-case basis to Norfolk and/or Suffolk, VA.

Essential Responsibilities:

• Loan Portfolio Reporting: Monitorand report on the overall performance of the loan book, including tracking delinquency rates, charge-offs, and loan-to-value (LTV) ratios.

• Credit Risk Monitoring: Develop solutions to visualize risk indicators such as Non-Performing Loans (NPL), Debt Service Coverage Ratios (DSCR), and credit concentration.

• Regulatory & Compliance Alignment: Translate dry regulatory reporting requirements (e.g., FDIC Call Reports) into automated data solutions.

• Foster strategic relationships with key organizational stakeholders, understand their dataneedsand alignreporting and analytical needsaccordingly.

• Conduct assessments of currentreport usage across like roles and find efficiencies where possible

• Data Insights, including driving data cleansing, systematic optimization of data flow, optimization of data consumption, building out reporting anddashboardand creating andmaintainingtools for data consumption.

• Excellent analytical skills, with the ability to present fact-based recommendations in a clear, logical, and concise way: "tell a story” withdata.

• Provide thought leadership in proper implementation of processes and tools that best align with the organization’s strategicobjectives.

• Work collaboratively across Business Lines / Functions to define, sequence, and execute data roadmaps.

• Demonstrated ability to manage multiple initiatives to completion under concurrent, rigorous, and regulatory deadlines in a fast-paced dynamic environment.

• Overall understanding of all commercial data to address organization and user needs that help gain insight and direction.

• Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).

• Other duties as assigned.

MinimumRequired Skills & Competencies:

• Financial Services background with 3-5years of working knowledge of core banking systems.

• 5+ years of data analytics and reporting experience.

• Ability tolearn quickly anddevelop/ build complexSemantic Modelsin Power BI.

• Cloud background and understandingbasic cloud architecture concepts.

• Strong management abilities and the ability to recognize and foster other management personnel.

• Demonstrated strong leadership qualities.

• Excellent communication and sales skills.

• High degree of personal integrity.

Desired Skills & Competencies:

• Data Modeling & Visualization: Use Power BI,Databricks,SQL, and DAX to clean and shape raw data from core banking systems.

• Some knowledge of automation, ETL/ELT, virtual tables, DAX, PowerQuery M, and other key concepts.

• Advanced degree or Industry designations.

• Self-motivatedwithdemonstratedability to work independently and under pressure.

• Experience andexpertisein developing and executing data strategies.

• Strong interpersonal and leadership skills.

• Attention to detailandhigh levelof organization/follow through.

Physical Requirements:

• Express or exchange ideasby means ofthe spoken word via email and verbally.

• Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.

• Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.

• Notsubstantially exposedto adverse environmental conditions.

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities.