Senior Business Analyst

Mastercard Inc.; O’Fallon (MO); On-site; USD 96,000 - 163,000; Full time

Benefits offered by this job

Health insurance

Paid time off

401k with match

Tuition reimbursement

Paid holidays

Job summary

Mastercard is seeking a Senior Business Analyst within Corporate Treasury to support settlement services enhancements across Mastercard’s core network. You will partner with Treasury, Product, Operations, and Technology teams to gather requirements, analyze business needs, and enable successful implementation of initiatives that improve settlement processes.

The ideal candidate has a Bachelor's in a related field, experience in financial services/payments, strong analytical and communication

Qualifications

• Bachelor's degree in business, finance, economics, accounting, information systems, or related field.
• Experience in financial services, banking, payments, or related fields.
• Strong analytical and problem-solving skills with data interpretation.
• Experience supporting cross-functional projects or product initiatives.
• Ability to document business requirements and translate needs into deliverables.
• Strong written and verbal communication skills.
• Excellent organizational skills and attention to detail.

Responsibilities

• Support analysis, documentation, and implementation of enhancements to settlement services.
• Partner with stakeholders to gather requirements and support solution development.
• Evaluate financial, operational, regulatory, customer, and system impacts of changes.
• Prepare analyses, reports, and materials to aid decision-making.
• Coordinate with Technology and Operations to validate solutions and implement.
• Identify risks, process gaps, and operational impacts related to settlement services.
• Support project execution: requirements, testing, tracking, and planning.
• Monitor milestones and follow up on action items.

Skills

Analytical thinking

Communication skills

Documentation

Cross-functional collaboration

Attention to detail

Education

Bachelor's degree in Business/Finance/Economics/Accounting/IS or related field

Tools

Agile methodologies

Job description

Title and Summary Senior Business Analyst

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

The Corporate Treasury team is seeking a Senior Business Analyst to support the development, enhancement, and operational enablement of settlement services across Mastercard’s core network. This role will partner with Treasury, Product, Operations, and Technology teams to analyze business requirements, support project delivery, and contribute to initiatives that enhance settlement related processes. The ideal candidate is proactive, analytical, detail-oriented, collaborative, and eager to develop expertise in payments, settlement operations, and Product processes.

Position Overview

• Support the analysis, documentation, and implementation of enhancements to settlement services and related Treasury capabilities.
• Partner with business stakeholders to gather requirements, document business needs, and support solution development.
• Assist in evaluating financial, operational, regulatory, customer, and system impacts of proposed changes.
• Prepare analyses, reports, and presentation materials to support decision-making and stakeholder communications.
• Work with Technology and Operations teams to clarify requirements, validate solutions, and support successful implementation.
• Contribute to the identification of risks, process gaps, and operational impacts associated with settlement services.
• Support project execution activities including requirements gathering, documentation, testing coordination, issue tracking, and implementation planning.
• Monitor project milestones and follow up on action items to help ensure timely delivery of committed objectives.

Required Qualifications

• Bachelor's degree in Business, Finance, Economics, Accounting, Information Systems, or related field, or equivalent work experience.
• Experience in financial services, banking, payments, or related fields.
• Strong analytical and problem-solving skills with the ability to interpret data and evaluate business processes.
• Experience supporting cross-functional projects or product initiatives.
• Ability to document business requirements and translate stakeholder needs into actionable deliverables.
• Strong written and verbal communication skills.
• Excellent organizational skills and attention to detail.
• Ability to work effectively in a collaborative, cross-functional environment.

Preferred Qualifications

• Familiarity with payment systems, settlement processes, and transaction processing environments.
• Exposure to business analysis, process improvement, or systems implementation methodologies.
• Experience using analytical and reporting tools to support business decision-making.
• Experience working with technology delivery teams in an Agile or project-based environment.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role.

In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include

insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Mastercard benefits for interns generally include

56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 01/03/2027. If the fill date has passed, Mastercard intends to fill this position as soon as possible.

Pay Ranges

O'Fallon, Missouri: $96,000 - $163,000 USD

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.