Senior BSA Analyst

Arundel Bank; Annapolis (MD); Hybrid; USD 85,000 - 125,000; Full time

Benefits offered by this job

Health insurance

Opportunity for advancement

Paid time off

Profit sharing

Training & development

Vision insurance

Wellness resources

401(k)

Competitive salary

Dental insurance

Job summary

Arundel Bank, based in Maryland, is seeking a Senior BSA Analyst to join the Risk Department. This role focuses on complex investigations, regulatory reporting, and ensuring robust BSA/AML compliance within a community-focused financial institution with a 120-year history.

You will own the automated monitoring system, perform due diligence on higher-risk relationships, and provide guidance and training to staff, while supporting audits and regulatory examinations.

Qualifications

• 3–5 years of financial-institution BSA/AML/OFAC compliance or financial-crimes experience.
• Experience investigating complex alerts and cases and preparing SARs/CTRs.
• Knowledge of BSA/AML/CFT, CIP, customer due diligence, beneficial ownership, and OFAC requirements.
• Proficiency with BSA/AML software and automated monitoring systems (Verafin, Abrigo BAM, etc.).
• Strong investigative, analytical, organizational, and communication skills.

Responsibilities

• Own daily and periodic administration of the bank’s automated BSA/AML monitoring system; alert review, case management, reporting and regulatory submissions.
• Ensure monitoring-system effectiveness through validation, reconciliation, tuning, and documentation.
• Independently investigate complex alerts, referrals, relationships, and transaction patterns for potential illicit activity.
• Prepare SARs and supporting narratives; file CTRs and exemptions within deadlines.
• Provide BSA/AML guidance, training, and coaching to coworkers.
• Support risk assessments, audits, regulatory examinations, and reporting to management/Board.

Skills

BSA/AML/OFAC expertise

SARs and CTRs preparation

Investigative analysis

Regulatory reporting

Attention to detail

Education

Bachelor’s/Associate degree in a related field

GED required

Tools

Verafin

Abrigo BAM

BSA/AML software

Nasdaq

Job description

Benefits

• Health insurance
• Opportunity for advancement
• Paid time off
• Profit sharing
• Training & development
• Vision insurance
• Wellness resources
• 401(k)
• Competitive salary
• Dental insurance

Senior BSA Analyst - Arundel Bank, Glen Burnie MD

Build Your Career with a Bank That Is Here to StayAs acquisitions continue to reshape the banking industry,

Arundel Bank

remains proudly based in Maryland and deeply rooted in Anne Arundel County. For 120 years, we have built lasting relationships with the customers, businesses, employees, and communities we serve.

We have been here for 120 years, and we’ll be here for the years ahead.Arundel Bank is seeking an experienced

Senior BSA Analyst

to join our Risk Department. This is an excellent opportunity for a financial-crimes professional who enjoys complex investigative work, values accuracy and sound judgment, and wants to contribute to a stable, community-focused financial institution.

What You’ll Do

• Own the daily and periodic administration of the Bank’s automated BSA/AML monitoring system, including alert review, case management, report review, investigation, documentation, escalation, and regulatory reporting.
• Maintain monitoring-system effectiveness through data validation, interface reconciliation, scenario and parameter review, testing, tuning recommendations, and documentation of changes and results.
• Independently investigate complex alerts, referrals, relationships, and transaction patterns for potential structuring, money laundering, terrorist financing, fraud, sanctions exposure, or other suspicious activity.
• Prepare accurate SARs and supporting narratives, recommend filing or non-filing decisions, complete continuing-activity reviews, and review, validate, and file CTRs and exemptions within required timeframes.
• Perform customer and enhanced due diligence for moderate- and higher-risk relationships and activities.
• Research potential OFAC and sanctions matches, document disposition decisions, and promptly escape possible true matches or prohibited activity.
• Provide BSA/AML guidance, training, and coaching to co-workers.
• Support risk assessments, audits, independent testing, regulatory examinations, management and Board reporting, and corrective-action.

What You’ll Bring

• Three to five years of financial institution BSA/AML/OFAC compliance or financial-crimes experience.
• Experience investigating complex alerts and cases and preparing SARs and CTRs.
• Working knowledge of BSA/AML/CFT, CIP, customer due diligence, beneficial ownership, and OFAC requirements.
• Proficiency with BSA/AML software and automated transaction-monitoring systems, such as
• Nasdaq
• Verafin or Abrigo BAM .
• Strong investigative, analytical, organizational, and communication skills.
• High attention to detail, sound judgment, and the ability to protect confidential information.
• BSA/AML certification, or the ability to obtain certification within a timeframe established by management.
• CAMS, CAFP, or a comparable certification is preferred.
• An associate or bachelor’s degree in a related field is preferred, GED required.

Join Arundel BankBring your experience, judgment, and commitment to compliance to a community bank with 120 years of history in Anne Arundel County. If you are looking for more than just your next job and want to be part of a team that makes a meaningful difference in our community, we’d like to hear from you.

We’ll Be Here!Flexible work from home options available.