Senior BSA/AML Program Lead — KYC & Payments

Illumia; Alpharetta (GA); On-site; USD 150,000 - 210,000; Full time

Benefits offered by this job

Flexible time off

Health insurance

401(k) matching

Employee stock purchase plan

Job summary

Illumia is seeking a BSA/AML Program Manager to design, execute, and govern its BSA/AML and KYC programs. You will collaborate across Compliance, Banking Operations, Risk, Legal, and Internal Audit, and serve as the primary liaison to sponsor banks and regulators.

The role leads the design and operations of KYC/CIP/CDD, monitoring, alert triage, investigations, and regulatory reporting while ensuring adherence to evolving FinCEN, OFAC, and state requirements.

Qualifications

• 7+ years of BSA/AML and KYC experience in banking, fintech, payments, or MSB.
• Demonstrated ability to design and scale KYC/BSA/AML programs.
• Experience with card processing, sponsor banks, and onboarding.
• Proven leadership in cross-functional process improvement and regulatory liaison.
• Strong written and verbal communication with regulators and executives.

Responsibilities

• Owns end-to-end BSA/AML and KYC program design and governance.
• Liaises with Compliance, Risk, Legal, Internal Audit, and regulators.
• Leads onboarding, monitoring, SAR/CTR filing, and recordkeeping workflows.
• Manages technology stack for AML controls and case management.
• Oversees regulatory exams responses and remediation plans.

Skills

BSA/AML experience

KYC

Regulatory knowledge

Leadership

Communication

Education

CAMS/CFCS (preferred)

Finance/Compliance certification (preferred)

Tools

Transaction monitoring tools

KYC/Identity verification platforms

Case management systems

Sanctions screening

Job description

Illumia is seeking a BSA/AML Program Manager to design, execute, and govern its BSA/AML and KYC programs. You will collaborate across Compliance, Banking Operations, Risk, Legal, and Internal Audit, and serve as the primary liaison to sponsor banks and regulators.

The role leads the design and operations of KYC/CIP/CDD, monitoring, alert triage, investigations, and regulatory reporting while ensuring adherence to evolving FinCEN, OFAC, and state requirements.