Senior BSA/AML Compliance & Risk Lead

Bluevine; Jersey City, Northern (NJ, KY); Hybrid; USD 164,000 - 200,000; Full time

Benefits offered by this job

Excellent health coverage

401K with 3% match

PTO and holidays

Mental health benefits

Wellness stipends

WFH stipend

Parental leave

Financial coaching access

Job summary

Bluevine is a leading small business banking platform in the U.S., seeking a seasoned BSA/AML leader to drive the second-line testing and risk oversight. You will design a risk-based annual testing plan, govern policy updates, and provide SME support on Enhanced Due Diligence and regulatory expectations.

You will coordinate with Product, Risk, Compliance, and Legal, oversee offshore testing teams, and deliver metrics to senior leadership.

Qualifications

• Minimum 7+ years in BSA/AML compliance, governance, risk oversight, or independent testing.
• Experience building or managing independent testing or QA programs.
• Experience supporting regulatory exams and sponsor bank oversight.
• Management experience including offshore teams is preferred.
• Strong grasp of governance frameworks, issue management, policy lifecycle.

Responsibilities

• Lead and scale the second-line independent testing and oversight function.
• Develop and execute a risk-based annual BSA/AML testing plan aligned to regulatory expectations and internal risk assessments.
• Oversee governance framework including policy development, change management, approvals, and regulatory updates.
• Provide SME and advisory support on BSA priorities, including EDD and high-risk industries.
• Manage issue identification, remediation tracking, validation, and reporting to senior management and risk committees.
• Oversee and manage India-based testing resources to ensure consistent methodology and defensible documentation.
• Support external audits, sponsor bank reviews, due diligence requests, and regulatory examinations.
• Develop and maintain metrics, dashboards, and KPIs to monitor BSA/AML control effectiveness.
• Partner cross-functionally to provide governance oversight and regulatory alignment.
• Coordinate with business teams to obtain data and evidence for testing and internal reviews.
• Identify control gaps and support scalable compliance program improvements.

Skills

BSA/AML compliance

Independent testing

Regulatory exams support

Managing distributed teams

Policy lifecycle management

Analytical skills

Executive communication

Job description

Bluevine is a leading small business banking platform in the U.S., seeking a seasoned BSA/AML leader to drive the second-line testing and risk oversight. You will design a risk-based annual testing plan, govern policy updates, and provide SME support on Enhanced Due Diligence and regulatory expectations.

You will coordinate with Product, Risk, Compliance, and Legal, oversee offshore testing teams, and deliver metrics to senior leadership.