Senior Billing & Collections Specialist

Msig USA; Warren Township (NJ); Hybrid; USD 90,000 - 100,000; Full time

Benefits offered by this job

Healthcare and Retirement Benefits

401(k) with employer match

Wellness program

Life and AD&D insurance

Flexible spending programs

Disability plans

Paid time off

Parental leave

Tuition reimbursement

Insurance discounts

Job summary

MSIG USA is seeking a Senior Billing & Collections Specialist to lead complex deductible billing, receivables management, and collections efforts. You will coordinate with underwriting, finance, brokers, and agents to improve cash flow and resolve disputes.

We value 5+ years in insurance billing and collections, strong negotiation skills, and a proven ability to manage high-risk accounts. This role offers hybrid/remote work and a comprehensive benefits package.

Qualifications

• 5+ years of insurance billing, collections, receivables, or premium accounting experience.
• Experience managing complex receivable portfolios.
• Strong negotiation and relationship management skills.
• Demonstrated ability to resolve complex operational issues.

Responsibilities

• Manage complex deductible billing and cash application activities.
• Oversee specialized deductible programs and high-risk accounts.
• Resolve complex payment allocation and receivable issues.
• Lead unapplied funds resolution efforts.
• Negotiate payment arrangements and collection strategies.
• Manage disputed balances and escalated collection matters.
• Coordinate third-party collection activities.
• Drive recovery efforts for aged and high-value receivables.
• Serve as primary contact for complex broker and agent issues.
• Partner with Underwriting and Finance on premium and receivable matters.
• Support key client and broker relationships.
• Coach and mentor junior specialists.
• Identify trends, recommend and implement process and digital improvements and controls.
• Support governance and operational reporting.

Skills

Insurance billing

Collections

Receivables

Negotiation

Relationship management

Tools

ERP systems

Job description

MSIG USA continues to grow!

Company Overview:

[MSIG USA] https://secure-web.cisco.com/1oj-TtE7HJW8rrjvouC2dcL2fhvRdCkEg7PQqXXoRXLfoGqyZHN-C0ZIL7nA4PFXcYnJRF3LfmH_HdtvX4MH6C5xCuqmGdUDUq5AjEcr78ZjJflmA0KoWVd0bm2hIXM32MpnU0RhMfEX74Fqh5qIgTORjMRzB9gi7BMvah0C_FI-kEoQwavvWlfIhBPkCbOxCX886uc6Z1ad-TdxzZvgsqYIY68pwtDyaVptuZTfLiboIi32Te6tdKqJfhzpoa3nMMU6hrPxS_ORVvrHbxjvM-22ts_imRDBP2MsxuNP2MWf6FIcgIu7_AzijAq0G5HO7C-ez6MZzVTFcPd3B9foj6KctrhCD6VD3it71tFUhZ4uRHeHeGJXVuDq3-qFPJnwA9hoDg1O_eSsy5Ryx6hV2G1K_thHwA0Bl2SqGjKuYTMRxEUC1yfZXQJGo7kOA6SCLLOKPxk6gQe5dQf9cedQktvVMIJi-arTu3IofQRbsx-rqFHpu_4DGLtBTjUN47_eJNTV0wuaumSgus8OKN2Vyuw/https%3A%2F%2Furldefense.com%2Fv3%2F http://secure-web.cisco.com/1ZgytI8lccOzFJbCxfu4Ke6jq4j9VFmIGiaNV505gV_q388nrhKZKiGLMJxyrHyCcyLXHW7emQY0ZoWy7Lq-cLeVTHPcBY07kql3CztWzE2-qJ6URQlQ8gtIXS2Lho97QLje6q9CRDkmCwt9ZKcznz9IB2BVwB9Wv25GmplOGMZo7xqMvFdQMIRg7oxqYogxSL27mKyVcOlWRgqtTp7wTTzEckdWysDk_g2YhK72DycjOsYYSzyzGdLRoX1RZPGMQ0y5Giqr6SqleOQ4KG96Ec2z6E5iFzSRuR4dakbwfhjnQak3A5gglb1DpSj37FYUumxuHYGEUmqwgsHZQ7EOqGUyBEfX4HOAuh9NpCnaiitkFJprmixw_BKHjJ0hyv-60p-Nv1j0-v2Gucf4HgKE5-W3t07BgpTFLBocJY3Oa0JJJQly5j6PCKcyYoltGQHGJKZer84JdvtjBwCh5NWFuspY_jl8VFtsig5RErnuUyT0eG1J39-1V0pulbt7lT3y8yMauzXepNvsgTxns0wC62g%2Fhttp%2A3A%2A2F%2A2Fwww.msigusa.com%2A2F https://secure-web.cisco.com/1nkFgNuu_KjlzEWmEIL760gKKawYdKZy8m3LcjYZ_9QQ7DERomgDy109a2oKaDb7AkBM0WYPQ3NziEi_QhZfUE27a5rCfPcH1YT8B3f9vaNppEN9awVW_itp_r-PIPDARqrPxc5I8A9a8hUHj8FjcrC4Mc69Rp9oe5qfcbvmRNAlLEJQe5SY0STkFS-SoL_eyNiX74BlrZT7IUugtte3nuZjnT0XTPX8FwX0vzuRYNb5g0_7lRFgaS40uV59BbRcJG5_p_gS5-7hVcHzD1EPOycaJyO16RBL1NKuy-HX4f2JzvQRUqpCsYHakuxH6dMQcC75A3LQzfM5WAEYwFkJzR6n-iHOxWQV_g-SFP6Yu4ngZ07d8D05vfE8cGUnfWc23XNTS6mqUaJBYcyxxGBiLES2QhxI9TnR-yjsNAKhnYWAuNh5FjfVY0Aw8plPqq8aZ3yMWKwmE9baaweHMpSlZJPCfN_e1_RJPJxlfC7s52RWgTBStxhH97NV5aHh5uOkAsqF86OLKeO6dwIjVKzV_Q/https%2A3A%2A2F%2A2Fwww.ms-ad-hd.com%2A2Fen%2A2Findex.html, one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Position Summary

The Senior Billing & Collections Specialist serves as a subject matter expert responsible for process engineering and designing optimal digital and manual controls, complex receivables management, deductible program administration, broker and agent engagement, collections negotiations, and escalation resolution. The role partners closely with Underwriting, Finance, brokers, and agents to drive premium collection, resolve disputes, and improve cash flow performance.

This position exercises significant judgment and serves as an escalation point for offshore teams and junior onshore specialists.

Key Responsibilities

Complex Receivables & Deductible Management

• Manage complex deductible billing and cash application activities
• Oversee specialized deductible programs and high-risk accounts
• Resolve complex payment allocation and receivable issues
• Lead unapplied funds resolution efforts

Collections Resolution & Cash Recovery

• Negotiate payment arrangements and collection strategies
• Manage disputed balances and escalated collection matters
• Coordinate third-party collection activities
• Drive recovery efforts for aged and high-value receivables

Stakeholder Management

• Serve as primary contact for complex broker and agent issues
• Partner with Underwriting and Finance on premium and receivable matters
• Support key client and broker relationships

Leadership & Escalation Management

• Act as escalation point for offshore teams
• Coach and mentor junior specialists
• Identify trends, recommend and implement process and digital improvements and controls.
• Support governance and operational reporting

Qualifications

• 5+ years of insurance billing, collections, receivables, or premium accounting experience
• Experience managing complex receivable portfolios
• Strong negotiation and relationship management skills
• Demonstrated ability to resolve complex operational issues

Success Measures

• Reduction in aged receivables
• Cash recovery performance
• Escalation resolution effectiveness
• Broker satisfaction
• Offshore support effectiveness

SALARY: The estimated salary range for this position is $ 90,000.00 - $100,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job‑related factors.

Additional Benefits:

• Healthcare and Retirement Benefits
• Comprehensive medical, dental, and vision coverage
• 401(k) with a generous employer match and profit‑sharing contribution
• Wellness incentive program
• Life and accidental death and dismemberment (AD&D) insurance
• Flexible spending programs
• Short-term and long-term disability plans

Additional Benefit Programs:

• Paid time off program
• Paid charitable leave
• Paid parental leave
• Tuition reimbursement program
• Personal insurance (auto/homeowners) discounts

• #LI-HYBRID
• #LI-REMOTE, #LI-HYBRID, #LI-

It’s an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.