Senior Backend Engineer, Real-Time Risk & Fraud Systems

Coinbase, Inc.; Santa Fe (NM); Hybrid; USD 167,000 - 205,000; Full time

Benefits offered by this job

Equity

Bonus eligibility

Medical, dental, vision insurance

Job summary

Coinbase in the United States is seeking a Senior Software Engineer, Backend (Consumer - Risk) to build and optimize real-time risk systems for millions of users. You will lead end-to-end features, design scalable architectures, and partner with Data Science, ML, Risk Analysts, and Compliance to balance fraud prevention with user experience.

You will mentor engineers, review designs, tackle incidents, and drive engineering best practices while delivering high-availability services and measurable

Qualifications

• 5+ years of backend software engineering experience in production
• Experience designing distributed systems including microservices, event-driven architectures, REST/GraphQL APIs
• Ability to translate ambiguous requirements into clear technical plans and architectures
• Track record leading end-to-end projects with long-term impact
• Experience leading incident response, post-mortems, and driving operational improvements
• Uses generative AI responsibly with human oversight to improve workflow efficiency and quality

Responsibilities

• Lead the design and delivery of complex risk platform features end-to-end from architecture through implementation, deployment, and monitoring
• Drive architectural decisions shaping risk detection and mitigation systems balancing fraud prevention with user experience
• Partner with Data Science, ML, Risk Analysts, Product, and Compliance to build proactive and reactive risk systems
• Build AI-native risk systems leveraging agents to automate complex detection and response workflows
• Mentor engineers, conduct code reviews, and promote engineering best practices
• Own system quality and operational excellence, addressing technical debt and leading incident response and post-mortems

Skills

Backend development

Distributed systems

Go Ruby Python Java

Leadership

Incident response

AI governance

Job description

Coinbase in the United States is seeking a Senior Software Engineer, Backend (Consumer - Risk) to build and optimize real-time risk systems for millions of users. You will lead end-to-end features, design scalable architectures, and partner with Data Science, ML, Risk Analysts, and Compliance to balance fraud prevention with user experience.

You will mentor engineers, review designs, tackle incidents, and drive engineering best practices while delivering high-availability services and measurable