Senior Backend Engineer, FinTech Lending Platform

Chime; New York (NY); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

401k match

Medical, dental, vision benefits

Generous vacation policy

Annual wellness stipend

Paid parental leave

Job summary

Chime is seeking a Senior Software Engineer (L5) in New York to build and optimize backend systems for their lending products. This role involves leading technical initiatives, ensuring system correctness, and collaborating with cross-functional teams.

The ideal candidate will have 8+ years of experience, strong backend engineering skills, and a proven track record of handling complex projects in a fast-paced environment.

Chime offers a competitive salary, generous vacation policy, and comprehensive benefits.

Qualifications

• Experience building and operating production software at scale.
• Ability to own backend systems end-to-end.
• Strong communication skills.

Responsibilities

• Lead architecture and delivery of backend systems for lending products.
• Drive complex initiatives that require collaboration across teams.
• Mentor other engineers through design reviews and feedback.

Skills

Backend engineering fundamentals

Ruby on Rails or comparable framework

APIs and distributed systems

Transactional databases

Asynchronous processing

Caching

Large-scale application architecture

System design judgment

Leadership in complex projects

Communication and collaboration skills

Curiosity and sound judgment

Education

8+ years of experience in software engineering

Job description

Chime is seeking a Senior Software Engineer (L5) in New York to build and optimize backend systems for their lending products. This role involves leading technical initiatives, ensuring system correctness, and collaborating with cross-functional teams.

The ideal candidate will have 8+ years of experience, strong backend engineering skills, and a proven track record of handling complex projects in a fast-paced environment.

Chime offers a competitive salary, generous vacation policy, and comprehensive benefits.