Senior Backend Engineer, Fintech Banking Platform (Hybrid)

nitra; United States; Hybride; USD 175 000 - 240 000; Plein temps

Avantages offerts par ce poste

Equity

Competitive salary

Health insurance

401K match

Hybrid work policy

Résumé du poste

Nitra is seeking a Senior Backend Engineer to build Nitra Business Banking from the ground up. You will design the backend, enable money movement across US rails, and ensure ledger integrity while collaborating with sponsor banks and our Taipei engineering team.

This foundational role requires ownership of architecture decisions, APIs, and engineering standards as the banking products scale. We operate with a hybrid policy and value impact, ownership, and excellence.

Qualifications

• 5+ years of backend engineering experience with Node.js/TypeScript or comparable backend language.
• 3+ years building production fintech products across payments, cards, spend management, lending, banking, or financial software.
• Track record of designing and building financial systems with ownership of money movement, ledgers, or transaction processing.
• Strong system design skills around financial correctness, idempotency, event ordering, retries, and reconciliation.

Responsabilités

• Design and build the core banking infrastructure, including account opening, balances, statements, and backend APIs.
• Build and maintain money movement capabilities across US payment rails (ACH, wires, RTP, FedNow).
• Own ledger integrity and transaction processing, including double-entry accounting, holds, idempotency, and daily reconciliation.
• Integrate Nitra Business Banking with existing products (cards, BillPay, expense management, accounting).
• Design reliable, auditable systems for payment exceptions, settlement timing, retries, and funds availability.
• Collaborate with sponsor banks, payment processors, and other financial partners on integrations and compliance.

Connaissances

Backend

Node.js/TypeScript

PostgreSQL

System design

FinTech

Cross-functional collaboration

Documentation

Description du poste

Nitra is seeking a Senior Backend Engineer to build Nitra Business Banking from the ground up. You will design the backend, enable money movement across US rails, and ensure ledger integrity while collaborating with sponsor banks and our Taipei engineering team.

This foundational role requires ownership of architecture decisions, APIs, and engineering standards as the banking products scale. We operate with a hybrid policy and value impact, ownership, and excellence.