Senior Associate, Commercial Workout Officer (Fully Remote)

Santander; United States; Remote; USD 150,000 - 220,000; Full time

Job summary

Santander, a global leader in financial services, seeks a senior CRE workout specialist to manage distressed loan portfolios across the United States. You will monitor performance, ensure compliance, and develop strategic workout initiatives.

The role requires 9+ years in CRE workouts or credit risk management, strong Excel and financial modeling skills, and the ability to work remotely for a technology-driven banking team.

Qualifications

• 9+ years in CRE workouts or credit risk management.
• Proficient in Excel, loan documentation, and financial modeling.
• Remote role based in the United States.
• Experience within a global, technology-driven banking team.

Responsibilities

• Manage distressed CRE loan portfolio, monitoring performance and compliance.
• Develop and execute workout strategies including modifications and restructurings.

Skills

CRE workouts

Credit risk management

Financial modeling

Excel

Tools

Loan documentation

Job description

• Manage distressed CRE loan portfolio, monitoring performance and compliance.
• Develop and execute workout strategies including modifications and restructurings.

What You Bring:

• 9+ years in commercial real estate workouts or credit risk management.
• Expertise in Excel, loan documentation, and financial modeling.
• Remote role based in the United States.
• Part of a global, technology-driven banking team.

Santander is a global leader in financial services, evolving from a high-impact brand into a technology-driven organization. With a large workforce, the company fosters a culture of bold thinking, innovation, and customer-centric transformation.