Senior Appraisal Review Officer

First Financial Bank; Cincinnati (OH); On-site; USD 100,000 - 126,000; Full time

Job summary

First Financial Bank in Cincinnati, Ohio is seeking an experienced appraisal professional. You will perform thorough reviews of commercial and residential property appraisals, ensuring compliance with regulations and bank policies.

The ideal candidate holds a commercial appraisal certification and has at least ten years of experience. You will manage vendor communications and assist in training. The position offers a salary range of $100,000 to $126,000 per year.

Qualifications

• Ten years’ experience with commercial property appraisal, review, or analysis.
• General (commercial) appraisal certification required.
• Proficiency with technical writing for process documentation.

Responsibilities

• Perform reviews of third-party appraisal reports for compliance and credibility.
• Manage the valuation process and communicate with vendors.
• Assist with drafting Credit Policy standards related to appraisals.

Skills

Commercial appraisal certification

Experience with complex and specialty property types

Proficiency with appraisal management platforms

Ability to lead and mentor staff

Education

Bachelor’s degree or equivalent experience

Ten years’ experience in commercial property appraisal

Tools

YouConnect/Glances

Job description

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.

Responsibilities

• Perform reviews of third‑party appraisal reports for commercial and residential property to ensure market values are supported, credible, and compliant with USPAP, FIRREA, bank policies, and industry standards.
• Manage the valuation process from engagement through review, including vendor engagement, communication, and resolution of discrepancies.
• Serve as liaison between vendors and the bank, ensuring timely delivery of reports.
• Assist management and team to accomplish departmental goals and maintain satisfactory turnaround times per the department’s service level agreement with lines of business.
• Adhere to SOX controls for appraisals and meet with bank executives and line‑of‑business leadership in Sales, Credit, Compliance, Legal, Credit Risk, Audit, and federal examiners as required.
• Assist and train other team members, provide support in the review process, and help develop and implement departmental procedures.
• Assist with drafting standards for Credit Policy relative to appraisals as required by Inter Agency Guidelines.
• Other duties may be assigned.

Qualifications

• General (commercial) appraisal certification.
• Bachelor’s degree (B.A.) or equivalent combination of education and experience.
• Ten years’ experience with commercial property appraisal, review, underwriting, and/or analysis of market conditions.
• Professional designation or advanced candidate for designation by an appraisal organization (AI, NAIFA, ASA, RICS, etc.).
• Experience with a variety of property types; preference for complex and specialty types such as LIHTC, healthcare, hotel, special use.
• Experience reading and communicating findings of Environmental Assessment reports.
• Ability to define problems, collect data, and draw valid conclusions; identify and elevate critical issues in a timely manner.
• Adaptability to frequent policy/process changes and quick learning independently.
• Proficiency with technology and appraisal management platforms such as YouConnect/Glances.
• Leadership and supervisory experience; ability to mentor staff and provide quality control of reviews.
• Knowledge of federal regulatory requirements, agency partnership requirements (FNMA, FHLMC, SBA, Farmer Mac, etc.).
• Proficiency with technical writing to develop or update department processes and procedures.

Preferred Qualifications

• Multi‑state active commercial licenses or willingness to obtain them.
• Field experience with residential valuations.
• Experience with YouConnect/Glances or a similar appraisal management platform.
• Experience with lending institution appraisal review.
• Knowledge of Agency/Partnership requirements (FNMA, FHLMC, SBA, Farmer Mac, etc.).
• Ability to lead and present technical content to department.

Physical Requirements

Occasionally lifts and carries up to 20 lbs. Occasionally stands and walks. Frequently sits and works on a computer most of the day.

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Benefits

Pay range: $100,000/year to $126,000/year.

EEO & Equal Opportunity Statement

We are an E‑Verify Employer. We are a non‑discriminatory employer; we do not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.