Senior Appraisal & Construction Risk Leader

The Bank of Tampa; Tampa (FL); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Health insurance

Retirement Plan - 401k with matching

ESOP- Employee Stock Ownership Plan

Time away from work – vacation time, s

Paid parental leave

Tuition Assistance

Job summary

The Bank of Tampa in Tampa, FL seeks a Senior Manager to oversee appraisal, construction administration, and environmental risk functions for commercial and real estate lending. You will ensure compliance with USPAP and federal regulations, manage third-party vendors, and lead a team to deliver timely credit decisions while maintaining independent risk oversight.

This role offers a strategic opportunity to partner with lenders, regulators, and clients to uphold prudent credit culture and

Qualifications

• Bachelor’s degree in Finance, Real Estate, Business, Engineering, Construction Management, or related field.
• 10+ years of experience in commercial banking, appraisal review, construction administration, environmental risk, or credit administration.
• Working knowledge of USPAP and federal appraisal regulations.
• Environmental risk management for real estate collateral.
• Experience managing third-party vendors and compliance-driven processes.
• Demonstrated leadership and sound professional judgment.

Responsibilities

• Oversee appraisal and valuation review to ensure compliance with USPAP, Interagency guidelines, and internal policy.
• Manage appraisal vendors and ensure ethical standards are maintained.
• Review and approve appraisal bids, engagement letters, and reports with independent judgment.
• Communicate valuation risks clearly to lenders and credit leadership.
• Maintain policy conformance with regulatory guidance and prudent credit culture.
• Oversee construction loan administration from closing to project completion.
• Coordinate with lenders, borrowers, inspectors, and consultants to provide reliable support.
• Administer environmental due diligence program including Phase I/II ESAs.

Skills

Leadership

Regulatory knowledge

Vendor management

Risk management

Communication

Education

Bachelor’s degree in Finance, Real Estate, Business, Engineering, Construction Management, or related field

Job description

The Bank of Tampa in Tampa, FL seeks a Senior Manager to oversee appraisal, construction administration, and environmental risk functions for commercial and real estate lending. You will ensure compliance with USPAP and federal regulations, manage third-party vendors, and lead a team to deliver timely credit decisions while maintaining independent risk oversight.

This role offers a strategic opportunity to partner with lenders, regulators, and clients to uphold prudent credit culture and