Senior Android Developer – Banking Applications

M&T Bank Corporation; Wilmington (DE); Hybrid; USD 107,000 - 178,000; Full time

Job summary

M&T Bank Corporation in Wilmington, DE is seeking a Senior Android Developer with strong Java and Kotlin expertise to join our mobile engineering team delivering secure, scalable banking apps. The role emphasizes high-quality code, security, and collaboration with product, design, and backend teams.

The ideal candidate will have banking/fintech experience, Android architecture proficiency, and the ability to work independently in a hybrid onsite/remote setup, mentoring juniors and keeping

Qualifications

• 5+ years’ systems analysis and/or application development experience
• Or a Bachelor's degree with at least 3 years Android development experience
• Advanced proficiency in Java and/or Kotlin
• Experience in banking, fintech, or other regulated industries
• Solid understanding of Android architecture components and design patterns
• Experience with automated testing frameworks (Espresso, JUnit, Mockito)
• Familiarity with secure mobile development practices (e.g., encryption, secure storage, biometric authentication)
• Strong problem-solving skills and ability to work independently
• Excellent communication and collaboration skills

Responsibilities

• Design, develop, and maintain Android apps using Java and Kotlin
• Collaborate with product managers, designers, and backend engineers to deliver mobile solutions
• Implement secure coding practices and ensure compliance with banking regulations and standards
• Develop and maintain automated tests to ensure reliability and performance
• Troubleshoot and resolve production issues with root cause analysis
• Work autonomously, managing tasks and priorities in a fast-paced environment
• Mentor junior developers and contribute to technical leadership
• Stay current with Android development trends, tools, and best practices
• Adhere to risk and regulatory standards, policies, and controls

Skills

Java

Kotlin

Android development

Secure coding practices

Android architecture components

Automated testing

Code reviews

Education

Bachelor's degree in CS or related field

Associate's degree + 5+ years experience

Combined education/experience 7+ years

Tools

Espresso

JUnit

Mockito

Jetpack Compose

CI/CD

Job description

This role is four days onsite at our Wilmington, DE location, with the flexibility to work from home one day per week.

Overview: We are looking for a Senior Android Developer with strong experience in Java and Kotlin to join our mobile engineering team focused on delivering secure, scalable, and user-friendly banking applications. The ideal candidate will have prior experience working in the financial services industry, a solid understanding of mobile security best practices, and the ability to work independently with minimal supervision.

Primary Responsibilities

• Design, develop, and maintain Android applications for banking and financial services using Java and Kotlin.
• Collaborate with product managers, designers, and backend engineers to deliver high-quality mobile solutions.
• Implement secure coding practices and ensure compliance with banking regulations and standards.
• Develop and maintain automated tests to ensure application reliability and performance.
• Troubleshoot and resolve production issues with a focus on root cause analysis.
• Work autonomously, managing tasks and priorities effectively in a fast-paced environment.
• Mentor junior developers and contribute to technical leadership within the team.
• Stay current with Android development trends, tools, and best practices.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
• Identify risk-related issues needing escalation to management.
• Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required

• Associate’s degree and a minimum of 5 years’ systems analysis and/ or application development work experience or Bachelor's degree and a minimum of 3 years’ Android application development work experience.
• In lieu of degree, a combined minimum of 7 years’ education and/or relevant work experience, including a minimum of 3 years’ systems Android development work experience.
• Advanced proficiency in Java and/or Kotlin.
• Experience working in banking, fintech, or other regulated industries.
• Solid understanding of Android architecture components and design patterns.
• Experience with automated testing frameworks (e.g., Espresso, JUnit, Mockito).
• Familiarity with secure mobile development practices (e.g., encryption, secure storage, biometric authentication).
• Strong problem-solving skills and ability to work independently.
• Excellent communication and collaboration skills.

Education and Experience Preferred

• Experience with Jetpack Compose.
• Familiarity with CI/CD pipelines and DevOps practices.
• Knowledge of accessibility and compliance standards (e.g., ADA, WCAG).
• Experience integrating with banking APIs and third-party financial services.
• Published apps in the Google Play Store.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $106,700.00 - $177,900.00 (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location: Wilmington, Delaware, United States of America

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities - combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values - integrity, ownership, collaboration, curiosity, and candor - drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more.

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.