Senior Analyst - US Public Finance, Housing - New York, Denver, or Chicago

S&P Global Inc.; New York (NY); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Health care

Flexible time off

Continuous learning

Retirement planning

Student loan match

Financial wellness

Family benefits

Discounts & referrals

Job summary

S&P Global Ratings’ Public Finance housing team seeks a seasoned credit analyst to lead end-to-end analyses, coach colleagues, and advance AI-enabled workflows. You will synthesize performance signals, coordinate with issuers, and present clear risk insights to rating committees.

The role emphasizes data governance, methodology adherence, and collaboration across a large, global organization. Competitive compensation and annual incentives are offered.

Qualifications

• Experience leading credit analyses for complex portfolios.
• Ability to coach junior staff and instill data discipline.
• Experience applying AI/ML tools in analytical workflows with governance.
• Strong written and verbal communication for clients and committees.

Responsibilities

• Coach junior team members on credit analysis and data discipline; promote AI-enabled tooling with governance.
• Lead end-to-end credit analysis for assigned housing finance credits.
• Manage surveillance and updates for a portfolio; translate insights for clients and rating committees.
• Apply large language model tools in analytical workflows with validation and documentation.
• Foster relationships with issuers and market participants while maintaining confidentiality.

Skills

Credit analysis

Data governance

AI tooling

Stakeholder management

Mentoring

Communication

Tools

AI tools

Job description

About the Role

Grade Level (for internal use): 11

The Housing team within S&P Global Ratings’ Public Finance practice covers approximately 600 ratings across housing finance agencies, public housing authorities, and community development financial institutions across the United States. The team analyzes capital fund financings and federally-enhanced housing issues, combining rigorous credit analysis with strong collaboration to deliver clear and trusted credit opinions on the affordable housing sector.

Responsibilities and Impact

• Coach junior team members on credit analysis, data discipline, and analytical tooling, building team consistency through shared standards and the responsible adoption of AI tools.
• Lead end-to-end credit analysis for assigned credits, ensuring high-quality and timely delivery across the housing finance portfolio.
• Manage surveillance and updates for an assigned portfolio, synthesizing performance, market signals, and peer context into clear risk insights; apply large language model tools in analytical workflows with structured validation and documentation.
• Translate complex data, analysis, and research into clear narratives for clients, senior stakeholders, and rating committees, and build effective relationships with issuers and market participants.
• Ensure adherence to methodology, confidentiality, and data governance requirements, escalating emerging issues early with clear options and recommendations.
• Contribute to controlled automation workflows, supporting the design, testing, and rollout of AI-enabled tools while helping define appropriate boundaries between automated and human-led analytical processes.

Compensation / Benefits Information

S&P Global states that the anticipated base salary range for this position is $90,000 to $140,000 USD. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses, and certifications.

In addition to base compensation, this role is eligible for an annual incentive plan.

For more information on the benefits we provide to our employees, please visit spgbenefits.com/benefit-summaries.

Benefits

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
• For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

What’s In It For You?

Our Mission: Advancing Essential Intelligence.

Our People: We’re more than 35,000 strong worldwide—so we’re able to understand nuances while having a broad perspective.

From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in.

We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values

Integrity, Discovery, Partnership

Global Hiring and Opportunity at S&P Global

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability, please send an email to:[e-mail] your request will be forwarded to the appropriate person.

US Candidates Only: Know Your Rights: Workplace discrimination is illegal.

Job Codes

202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)

This is the site for former colleagues whose roles have been impacted by organizational changes to search for job opportunities with S&P Global. We are committed to providing impacted team members priority consideration for new opportunities. When applying, please create a login with your personal email address and select Redeployment in the section: “How did you hear about us?”.