Senior Analyst, Predictive Analytics and Machine Learning

Credit Acceptance Corporation; Southfield (MI); Remote; USD 128,000 - 165,000; Full time

Benefits offered by this job

401K match

Adoption assistance

Parental leave

Tuition reimbursement

Medical/dental/vision

Nonstandard benefits

Job summary

Credit Acceptance is seeking a Senior Analyst in Predictive Analytics and Machine Learning to design, develop, and maintain statistical and ML models that support pricing, credit risk, and other strategic decisions. This is a hands-on, IC role partnering with business and tech stakeholders.

The position emphasizes rigorous analysis, model development, and production performance monitoring with strong collaboration across teams.

Qualifications

• Bachelor's degree in a quantitative field or higher.
• 3+ years of analytical programming experience in business or research.
• Proficiency in Python, SQL, R or SAS.

Responsibilities

• Develop and maintain complex statistical and machine learning models for pricing, credit risk, and other high-impact areas.
• Monitor models in production, address performance issues, and implement improvements.
• Write complex SQL and analytical code to extract, transform, and validate large, multisource datasets.

Skills

Python

SQL

R

SAS

Analytical problem solving

Large-scale datasets

Education

Bachelor's degree in a quantitative field

Job description

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we've grown into a leading provider of used and new car financing across the country.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

The Senior Analyst, Predictive Analytics and Machine Learning designs, develops, and maintains statistical and machine learning models that support highimpact business decisions across pricing, credit risk, and other areas. This role is a handson, advanced individual contributor position focused on rigorous analysis, model development, and production performance monitoring, with strong partnership across business and technical stakeholders.

Outcomes and Activities

• This position will work from home; occasional planned travel to our Southfield, Michigan office may be required. However, this position is permitted to work at our Southfield, Michigan office if requested by the team member.
• Develop and maintain complex statistical and machine learning models that optimize highvolume, datadriven decisions and deliver measurable business value.
• Actively monitor models in production, identify performance degradation or data issues, and recommend corrective actions or enhancements.
• Develop complex SQL and analytical code to extract, transform, and validate large, multisource datasets used for modeling, reporting, and decision support.
• Perform ad hoc and exploratory analyses to address business questions, evaluate tradeoffs, and inform policy or strategy decisions.
• Translate highlevel business objectives into analytical tasks, technical specifications, and modeling approaches.
• Ensure data quality, consistency, and suitability for modeling; support testing, validation, and implementation activities required for production deployment.

Requirements

• Bachelor's degree or higher in a quantitative field (e.g., statistics, mathematics, economics, engineering, computer science, or related discipline).
• 3+ years of experience applying analytical and programming skills in a business or research environment.
• Proficiency in one or more analytical and programming languages such as Python, SQL, R, or SAS.
• Strong analytical problemsolving skills with the ability to apply quantitative methods creatively to business problems.
• Expertise in extracting, manipulating, and analyzing largescale datasets.

Preferred

• Advanced proficiency in Python, SQL, and statistical tools (e.g., R, SAS).
• Experience developing or supporting predictive models such as credit scorecards, pricing models, or collections strategies.
• Experience in financial services analytics or a related regulated, dataintensive industry.
• Familiarity with model performance monitoring, validation concepts, and production analytics.

Targeted Compensation: $128,000 - $165,000 base salary + an annual bonus plan

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

#LI-Remote

#zip

INDCSLP

Benefits

• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department

P.S

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.