Senior Analyst, Credit

Peachtree Group; United States; Presencial; USD 120.000 - 170.000; Jornada completa

Descripción de la vacante

Peachtree Group in the United States seeks a Senior Credit Analyst to join its expanding Credit team, focusing on underwriting and executing commercial real estate debt investments with rigorous financial modeling and credit analysis.

You will analyze borrower statements, cash flows, collateral and market fundamentals, prepare memorandums, and support senior leadership through transaction structuring and risk mitigation.

Formación

• Bachelor's degree in Finance, Accounting, Real Estate, Economics, or related field.
• 3–5+ years of experience in CRE credit, lending, underwriting, investment banking, debt capital markets, or related field.
• Strong understanding of CRE finance, credit fundamentals, loan structures, and financial analysis.
• Advanced proficiency in Excel, including complex modeling, cash flow analysis, and sensitivity testing.
• Experience preparing credit memorandums and underwriting packages.
• Ability to analyze financial statements, assess borrower creditworthiness, and evaluate collateral and risk.

Responsabilidades

• Lead and support underwriting and credit analysis of CRE lending opportunities across property types and markets.
• Develop and maintain financial models, cash flow projections, valuation analyses, and sensitivity scenarios.
• Analyze borrower financial statements, property operating performance, market fundamentals, collateral valuations, and transaction structures.
• Prepare credit memorandums, investment presentations, and underwriting packages for internal committees and leadership.
• Evaluate risks including leverage, DSCR, debt yield, liquidity, sponsor strength, and market exposure.
• Assist in structuring loan terms, financing alternatives, and risk mitigation strategies.
• Conduct thorough due diligence, including third-party reports, appraisals, environmental assessments, and legal documents.
• Collaborate with originations, asset management, legal, and capital markets teams throughout the lifecycle.

Conocimientos

Financial modeling

Credit analysis

Analytical thinking

Communication

Excel proficiency

Educación

Bachelor's degree in Finance/Accounting/Real Estate/Economics

Herramientas

Excel

Descripción del empleo

Description

Peachtree Group is a vertically integrated investment management firm specializing in identifying and capitalizing on opportunities across commercial real estate and credit markets. With a diversified investment platform and an entrepreneurial approach, Peachtree Group provides innovative capital solutions while delivering value to investors and borrowers.

Position Overview

Peachtree Group is seeking a highly motivated and analytical Senior Credit Analyst to join its growing Credit team. This individual will play a key role in evaluating, underwriting, and executing commercial real estate debt investments and financing opportunities across the firm's credit platform.

The ideal candidate will possess strong financial modeling and credit analysis capabilities, a solid understanding of commercial real estate fundamentals, and experience evaluating complex financing transactions. This position offers the opportunity to work closely with senior leadership and gain exposure to a broad range of credit investments, asset classes, and transaction structures.

Key Responsibilities

• Lead and support the underwriting and credit analysis of commercial real estate lending opportunities across various property types and markets.
• Develop and maintain detailed financial models, cash flow projections, valuation analyses, and sensitivity scenarios to evaluate potential investments.
• Analyze borrower financial statements, property operating performance, market fundamentals, collateral valuations, and transaction structures.
• Prepare comprehensive credit memorandums, investment presentations, and underwriting packages for internal credit committees and senior leadership.
• Evaluate transaction risks, including leverage, debt service coverage, liquidity, sponsor strength, and market exposure.
• Assist in structuring loan terms, evaluating financing alternatives, and recommending appropriate risk mitigation strategies.
• Conduct thorough due diligence, including reviewing third-party reports, appraisals, environmental assessments, property condition reports, and legal documentation.
• Collaborate with originations, asset management, legal, and capital markets teams throughout the transaction lifecycle.
• Support the execution and closing of credit investments by coordinating with internal stakeholders, borrowers, lenders, and external advisors.
• Monitor portfolio performance, identify emerging credit risks, and assist with ongoing asset-level analysis and reporting.
• Perform market research and competitive analysis to support investment decisions and identify emerging lending opportunities.
• Contribute to the continued enhancement of underwriting processes, financial models, and credit evaluation methodologies.
• Provide guidance and mentorship to junior analysts, including reviewing financial analyses and underwriting materials.

Qualifications

• Bachelor's degree in Finance, Accounting, Real Estate, Economics, or a related field.
• 3–5+ years of experience in commercial real estate credit, lending, underwriting, investment banking, debt capital markets, or a related field.
• Strong understanding of commercial real estate finance, credit fundamentals, loan structures, and financial analysis.
• Advanced proficiency in Microsoft Excel, including complex financial modeling, cash flow analysis, and sensitivity testing.
• Experience preparing credit memorandums, investment committee materials, and transaction-level underwriting packages.
• Ability to analyze financial statements, assess borrower creditworthiness, and evaluate collateral and transaction risks.
• Familiarity with key credit metrics, including DSCR, LTV, debt yield, IRR, and cash-on-cash returns.
• Strong written and verbal communication skills with the ability to present complex financial information clearly and effectively.
• Excellent attention to detail, organizational skills, and ability to manage multiple transactions in a fast-paced environment.
• Demonstrated ability to work independently while collaborating effectively with cross-functional teams.

Preferred Qualifications

• Experience underwriting bridge loans, construction loans, transitional assets, or other structured commercial real estate debt investments.
• Exposure to hospitality and other commercial real estate asset classes.
• Prior experience with a commercial real estate lender, debt fund, private credit platform, investment bank, or financial institution.
• Experience reviewing and structuring complex credit transactions.
• Familiarity with commercial real estate market research platforms and financial modeling tools.

At Peachtree Group, you will have the opportunity to work alongside experienced investment professionals within a dynamic and growing credit platform. This role offers meaningful transaction exposure, direct interaction with senior decision-makers, and the opportunity to contribute to investment decisions across a diversified commercial real estate portfolio.

Peachtree Group offers a collaborative, entrepreneurial environment that values analytical thinking, initiative, professional development, and long-term career growth.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.