Senior Analyst – Asset-Based Lending

Jobtailor; Maryland; On-site; USD 65,000 - 90,000; Full time

Job summary

Jobtailor is seeking a finance analyst to support the transaction lifecycle from qualification to closing, including building models and coordinating due diligence.

You will work with asset-based lending, structured finance, and securitization, applying strong Excel skills and data mining in a fast-paced environment.

Bachelor's degree required; 2-4 years of related experience; team player with initiative.

Qualifications

• Bachelor’s degree from a four-year institution.
• 2-4 years of experience in asset-based lending, structured finance and/or securitization.
• Strong MS Excel financial modeling and data mining skills.
• Excellent written and verbal communication skills.
• Self-starter, collaborative team player with attention to detail.

Responsibilities

• Support transactions through the entire lifecycle from qualification to closing; advance tasks and workstreams proactively.
• Build and manage financial models to analyze investments and structure portfolios.
• Undertake initial transaction assessment and communicate investment recommendations.
• Perform due diligence tasks for investments and analyze terms in underlying agreements.
• Monitor communications with clients, counsel, and leverage partners.
• Assist in identifying and coordinating with leverage partners and closing processes.
• Collaborate with Portfolio Management on post-closing activities and asset servicing.
• Coordinate with Risk Management to communicate risk considerations and mitigants.

Skills

Asset-based lending

Structured finance

Securitization

Financial modeling

Data mining

Interpersonal skills

Communication skills

Initiative

Attention to detail

Education

Bachelor’s degree

Tools

MS Excel

Job description

Responsibilities

• Support transactions through the entire lifecycle working closely with a transaction lead, from initial qualification and bidding to conversion and due diligence, and ultimately through the documentation and closing process. Be proactive to advance tasks and workstreams through the transaction cycle.
• Build and manage financial models, including underlying project operating proformas, to analyze and structure investments and evaluate associated risks. Build and manage portfolio models, incorporating underlying project/partnership models. Work closely with internal colleagues supporting all facets of investment execution, from initial qualification evaluation, term sheet development, internal investment proposal, due diligence, and documentation closing.
• Undertake an initial transaction assessment within the parameters of the Credit Team’s investment goals and communicate with the transaction lead to help determine an investment recommendation. Execute tasks that are part of a work plan to pursue the transaction and help obtain a mandate from the client.
• Perform key due diligence tasks for investments including summarizing terms in underlying project agreements such as service contracts, construction agreements, and financing agreements. Perform credit analysis on transaction counterparties and communicate findings to transaction lead so that these can be incorporated into transaction structure and documentation recommendations.
• Monitor and coordinate with transaction lead on communications with external stakeholders including clients, transaction counsel, and leverage partners.
• Support the process of identifying and executing with leverage partners for transactions, including assisting to organize and support the documentation process, facilitating due diligence requests, supporting the closing process, and overseeing the financial model.
• Work closely with the members of the Portfolio Management team to share transaction knowledge to assist in commercial decision making relating to post closing activities. Support the servicing of assets including modifications and consents in coordination with transaction lead.
• Collaborate with the Risk Management team to communicate the risk considerations and associated mitigants for both specific transactions and broadly for the portfolio.

Requirements

• Bachelor’s degree from a four-year institution.
• 2-4 years of experience in asset-based lending, structured finance and/or securitization.
• Strong MS Excel financial modeling and data mining skills, with demonstrable experience working with complex models.
• Strong interpersonal skills with the ability and desire to work in a fast-paced, innovative, entrepreneurial environment.
• Excellent written and verbal communication skills.
• Self-starter, collaborative team player, attention to detail.
• Experience in asset-based lending, structured finance, and/or securitization markets.
• A familiarity with associated documentation, transaction structures, and overall execution a plus.
• Strong financial modeling skills with demonstrable experience working with debt and/or project finance models, and ability to manipulate and refine models.
• Ability to take ownership of key tasks that support workstreams necessary to advance transactions. Confidence to collaborate with transaction lead and communicate with internal colleagues on tasks and workflows necessary to drive a project forward.
• Dependable and reliable, excellent at taking initiative and being productive without supervision, and being a supportive team member.
• Familiarity with energy infrastructure, energy service companies, and/or climate investing preferred.