Senior AML Compliance Data Specialist

Adyen; United States; Remote; USD 101,000 - 158,000; Full time

Job summary

Adyen, Amsterdam-based, seeks a Senior AML Compliance Analytics Expert to lead risk-science for transaction monitoring and stand as risk owner for framework changes.

You will design FEC risk scenarios, validate detection methods, and engage regulators and auditors to defend controls, while mentoring through expertise in a fast-moving fintech environment.

Qualifications

• 5+ years of AML experience or Financial Crime Analytics.
• Proven ability to develop, tune, or advise on risk scenarios and transaction monitoring.
• Strong stakeholder management with engineers, regulators, and cross-functional teams.
• Fluent in English with the ability to defend viewpoints under scrutiny.

Responsibilities

• Draft FEC risk scenarios that define financial crime risks in our monitoring.
• Advise on design, implementation, and effectiveness of detection methods and approve framework changes as risk owner.
• Draft procedures, guidelines, and technical model documentation with regulatory rationale.
• Support new product launches by assessing risks and managing changes to the framework.
• Create validation tools and perform data analysis to drive continuous improvement of the global framework.
• Represent and defend controls to Model Validation, Internal Audit, and regulators.

Skills

5+ years AML experience

AML

Analytical mindset

Stakeholder management

English proficiency

Python

PySpark

Looker

Tools

Python

PySpark

Looker

Job description

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Why you should join the AML Compliance Analytics team

At Adyen, growing responsibly and protecting the financial system is core to how we scale. The AML Compliance Analytics team, a specialized unit within the Second Line AML Compliance team, provides global oversight of Adyen’s transaction monitoring framework and owns the risk behind it. You’ll work at the intersection of AML typologies, data, and analytics: independently challenging the First Line, shaping Financial Economic Crime (FEC) risk scenarios, and defending our controls to Model Validation, Internal Audit, and global regulators. In a fast-paced, high-autonomy environment, you’ll help a framework that is under continuous refinement stay ahead of emerging financial crime threats.

Senior AML Compliance Analytics Expert

Our team is encouraged to challenge each other and sharpen ideas together, because winning is more important than ego. This is a senior individual-contributor role: you lead through expertise, mentoring, and influence rather than line management. You set the methodology the team works to, hold sign‑off as risk owner on changes to the transaction monitoring framework and engage with Model Validation, Internal Audit, and regulators directly to see that our controls are effective. You create your own path on problems that are often industry‑first, and you bring the drive to move fast without compromising rigor.

What You’ll Do:

• FEC scenario design: Draft FEC risk scenarios that define the financial crime risks that our transaction monitoring must cover.
• Strategic challenge: Inform, advise, and independently challenge the First Line on the design, implementation, and effectiveness of detection methods, and ultimately approve changes to the transaction monitoring framework as risk owner.
• Technical governance: Draft and review procedures, guidelines, and technical model documentation, ensuring regulatory rationale for analytical choices is clearly defined.
• Risk‑first product support: Support new product launches by assessing the risks to our current framework and managing any required changes.
• Analytical validation: Create validation tools and run data analysis to identify enhancements and drive continuous improvement of the global framework.
• Regulatory defense: Represent and defend our controls to Model Validation, Internal Audit, and regulators, and own remediation of findings.
• Global alignment: Align diverse stakeholders and represent Second Line AML Compliance in cross‑functional workstreams that support controlled growth.

Who You Are:

• 5+ years in AML, Financial Crime, or Compliance Analytics; depth matters more than exact tenure.
• Proven track record in developing, tuning, or advising on FEC risk scenarios and transaction monitoring frameworks.
• A go‑getter who owns end‑to‑end, navigating ambiguity and competing priorities with minimal oversight.
• A strong stakeholder manager, credible with engineers, regulators, and commercial teams alike; you talk straight without being rude.
• Comfortable forming and defending your own view under scrutiny, and holding sign‑off as a risk owner.
• Data‑savvy and hands‑on: you dig into large datasets yourself in Python/PySpark to generate your own insights, and use Looker to turn them into the evidence that convinces your stakeholders.
• Energized by a launch‑fast‑and‑iterate environment, balancing speed with regulatory rigor.
• Full professional proficiency in English.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen. Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications.

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here.

This role is based out of our Amsterdam office. We are an office‑first company and value in‑person collaboration; we do not offer remote‑only roles.