Senior AML Analyst

Sardine; Austin (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

Join a forward-thinking company as a Senior AML Analyst, where you'll lead investigations and manage compliance operations in a remote-first environment. This role focuses on monitoring crypto and fiat transactions, ensuring adherence to EU regulations. Collaborate with cross-functional teams to enhance compliance capabilities while enjoying a flexible work culture that values performance over hours worked. With generous compensation and benefits, including health coverage and stipends for home office setup, this is an exciting opportunity to make a meaningful impact in the world of fraud prevention and compliance.

Benefits

Generous compensation in cash and equity

Flexible paid time off

Health insurance, dental, and vision coverage

4% matching in 401k / RRSP

MacBook Pro delivered to your door

One-time stipend to set up a home office

Monthly meal stipend

Annual health and wellness stipend

Annual Learning stipend

Unlimited access to financial advisory

Qualifications

• 5+ years in AML, including 2+ in blockchain investigations.
• Strong understanding of EU AML/CTF frameworks and digital asset compliance.

Responsibilities

• Investigate suspicious crypto and fiat activity; submit UARs when needed.
• Manage sanctions/PEP screening and ensure timely resolution of compliance tickets.

Skills

AML Compliance

Blockchain Investigations

EU AML/CTF Frameworks

Crypto Transaction Monitoring

Education

Bachelor's Degree in Finance or related field

CAMS or equivalent certification

Tools

TRM

Chainalysis

SQL

Job description

Who we are:

We are a leader in fraud prevention and AML compliance. Our platform uses device intelligence, behavior biometrics, machine learning, and AI to stop fraud before it happens. Today, over 300 banks, retailers, and fintechs worldwide use Sardine to stop identity fraud, payment fraud, account takeovers, and social engineering scams. We have raised $145M from world-class investors, including Andreessen Horowitz, Activant, Visa, Experian, FIS, and Google Ventures.

Our culture:

• We have hubs in the Bay Area, NYC, Austin, and Toronto. However, we maintain a remote-first work culture. #WorkFromAnywhere

• We hire talented, self-motivated individuals with extreme ownership and high growth orientation.

• We value performance and not hours worked. We believe you shouldn't have to miss your family dinner, your kid's school play, friends get-together, or doctor's appointments for the sake of adhering to an arbitrary work schedule.

Location:

• This role is fully remote and must be located in Lithuania.

• From Home / Beach / Mountain / Cafe / Anywhere!

• We are a remote-first company with a globally distributed team. You can find your productive zone and work from there.

About the Role

We’re hiring a Senior AML Analyst to lead investigations, manage compliance operations, and ensure our EU program meets all regulatory expectations. This role will focus on crypto and fiat transaction monitoring for our payments business and ensure our compliance framework aligns with evolving EU regulations. You’ll also collaborate with product, engineering, and sales to support Sardine’s compliance platform and assist EU-based clients.

This is a 6-month contract role (part-time or full-time), with the potential to extend based on business needs.

What you’ll be doing

• Investigate suspicious crypto and fiat activity; submit UARs when needed

• Manage sanctions/PEP screening, adverse media reviews, and EDD for high-risk users and partners

• Ensure timely resolution of compliance tickets and support Customer Support escalations

• Maintain EU-specific AML/CTF policies, procedures, and risk assessments

• Track regulatory developments (e.g. MiCA) and assist with licensing prep

• Collaborate with product, engineering, and sales to support compliance capabilities and EU-based clients

What you’ll need

• 5+ years in AML, including 2+ in blockchain investigations

• Strong understanding of EU AML/CTF frameworks and digital asset compliance

• Experience with blockchain analytics tools (e.g. TRM, Chainalysis)

Nice to have

• Proficiency in SQL

• CAMS or equivalent certification

Compensation: 4,000-5,300 EUROS paid monthly (full-time; 40 hours/week)

The compensation offered for this role will depend on various factors, including the candidate's location, qualifications, work history, and interview performance, and may differ from the stated range.

Benefits we offer:

• Generous compensation in cash and equity

• Early exercise for all options, including pre-vested

• Work from anywhere: Remote-first Culture

• Flexible paid time off, Year-end break, Self care days off

• Health insurance, dental, and vision coverage for employees and dependents - US and Canada specific

• 4% matching in 401k / RRSP - US and Canada specific

• MacBook Pro delivered to your door

• One-time stipend to set up a home office — desk, chair, screen, etc.

• Monthly meal stipend

• Monthly social meet-up stipend

• Annual health and wellness stipend

• Annual Learning stipend

• Unlimited access to an expert financial advisory

Join a fast-growing company with world-class professionals from around the world. If you are seeking a meaningful career, you found the right place, and we would love to hear from you.

To learn more about how we process your personal information and your rights in regards to your personal information as an applicant and Sardine employee, please visit our Applicant and Worker Privacy Notice.