Senior ALM and Balance Sheet Strategy Consultant

Strata Decision Technology, LLC; Chicago (IL); Hybrid; USD 160,000 - 180,000; Full time

Job summary

Strata Decision Technology, LLC seeks an experienced consulting professional to guide bank executives through ALM, balance sheet strategy, interest rate risk, and liquidity decisions from Chicago. You will translate complex balance sheet dynamics into actionable business insights for boards and leadership.

You will lead modeling discussions, present findings to executives, and advise on strategic decisions related to growth, funding, and capital management, while collaborating with internal

Qualifications

• 10+ years of progressive experience within the banking industry.
• Significant experience in asset/liability management, interest rate risk management, treasury, balance sheet strategy, financial management, or related banking disciplines.
• Experience working with community and regional banks, preferably institutions under $50 billion in assets.
• Demonstrated ability to communicate effectively with executive management teams, ALCO committees, and boards of directors.
• Strong understanding of ALM methodologies, interest rate risk measurement, balance sheet management, and strategic financial decision-making.
• Experience interpreting and communicating the strategic implications of quantitative financial analyses.
• Strong written and verbal communication skills, including the ability to explain complex concepts to both financial and non-financial audiences.
• Advanced Microsoft Excel skills and comfort working with financial models and analytical tools.
• Ability to manage multiple projects and priorities while maintaining high standards of quality and client service.
• CFA designation is a plus, but not required.
• Previous consulting experience is beneficial but not required. Candidates with significant experience advising executive management teams, boards, or ALCO committees within banking organizations are strongly encouraged to apply.
• Willingness to travel approximately 15-30% as client needs require.

Responsibilities

• Advise bank management teams and boards of directors on balance sheet strategy, asset/liability management, liquidity, and interest rate risk management.
• Lead client discussions that connect financial performance, risk exposures, and strategic objectives.
• Facilitate board and executive-level presentations, helping clients understand the implications of financial analyses and strategic alternatives.
• Perform and review complex ALM analyses, interest rate risk assessments, and related balance sheet evaluations.
• Lead assumption development and modeling discussions with clients to establish reasonable, supportable, and actionable planning assumptions.
• Assist clients in evaluating strategic decisions related to growth, funding, investments, liquidity, pricing, capital management, and balance sheet optimization.
• Support clients in preparing for and responding to regulatory and examination-related questions involving ALM, interest rate risk, and balance sheet management.
• Deliver high-quality consulting engagements while managing multiple priorities and client relationships.
• Collaborate with internal team members to enhance methodologies, analytical approaches, and client deliverables.
• Represent the firm's brand through exceptional client service, professionalism, and expertise that strengthens long-term client relationships and contributes to future business opportunities.

Skills

Asset/Liability Management

Interest Rate Risk

Treasury

Balance Sheet Strategy

Executive Communication

Board Communication

Financial Modeling

Excel Proficiency

CFA (nice to have)

Consulting Experience

Travel Flexibility 15-30%

Education

Bachelor's degree or higher in a relevant field

Tools

Microsoft Excel

Job description

Strata Decision Technology, LLC seeks an experienced consulting professional to guide bank executives through ALM, balance sheet strategy, interest rate risk, and liquidity decisions from Chicago. You will translate complex balance sheet dynamics into actionable business insights for boards and leadership.

You will lead modeling discussions, present findings to executives, and advise on strategic decisions related to growth, funding, and capital management, while collaborating with internal