Senior Actuary (FSA), Consumer Markets Division, FP&A

Pacific Life; Charlotte (NC); Hybrid; USD 152,000 - 186,000; Full time

Benefits offered by this job

Health benefits

PTO & holidays

Parental Leave

401k match

Job summary

Pacific Life is seeking a Senior Actuary (FSA) to join the Consumer Markets Division FP&A team. You will forecast, model, and strategize for life insurance and annuity solutions, collaborating with hedging, valuation, pricing, and investments teams.

This on-site role offers relocation support and a hybrid schedule, with work 4 days on-site and 1 day remote from offices in Newport Beach, CA; Omaha, NE; or Charlotte, NC.

Qualifications

• Bachelor’s degree or higher; FSA designation with 6+ years of relevant insurance experience.
• Strong knowledge of life and annuity products in Valuation, Modeling, Hedging, or Pricing.
• Analytical skills to interpret trends and assess downstream impacts.
• Familiarity with actuarial modeling platforms, data visualization tools, and forecasting software.

Responsibilities

• Lead advanced driver analysis across multiple product lines.
• Develop predictive models and reporting tools for investment income and reserve attributions.
• Communicate financial impacts of capital market changes across US GAAP, statutory, and economic frameworks.
• Innovate forecasting methodologies and feedback loops to improve accuracy.
• Shape executive decisions through actionable insights and scenario modelling.

Skills

ALM knowledge

Hedging strategies

Life & annuity products

Analytical thinking

Education

Bachelor's degree or higher

FSA designation

Tools

Actuarial modeling platforms

Data visualization tools

Forecasting software

Job description

Job Description

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

Job Description

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re seeking a Senior Actuary (FSA) to join our Consumer Markets Division (CMD) FP&A team, where you’ll play a strategic role in shaping the future of life insurance and annuity solutions.

This is an opportunity to leverage your actuarial expertise in forecasting, analytics, and financial strategy while collaborating with cross-functional teams in hedging, valuation, pricing, and investments.

This role is on-site 4 days per week and work from home 1 day per week in Newport Beach, CA, Omaha, NE, or Charlotte, NC. If you are not currently located near one of our offices, we offer comprehensive relocation assistance.

Join a team that embraces digital transformation, predictive analytics, and risk modeling innovation.

Your work will influence strategic planning, capital optimization, and customer‑centric product development in a rapidly evolving insurance landscape.

How You’ll Help Move Us Forward

• Lead advanced driver analysis across multiple product lines, comparing results to prior quarter, plan, and best‑estimate projections.
• Develop predictive models and reporting tools to analyze investment income, option costs, and reserve attributions.
• Communicate financial impacts of capital market changes across LDTI (Long Duration Targeted Improvements) US GAAP, statutory, and economic frameworks.
• Innovate forecasting methodologies and integrate feedback loops to improve accuracy.
• Shape executive decisions through actionable insights and scenario modelling.

The Experience You Bring

• Education & Credentials: Bachelor’s degree or higher; FSA designation with 6+ years of relevant insurance experience.
• Technical Expertise: Strong knowledge of life and annuity products in areas such as Valuation, Modeling, Hedging, or Pricing.
• Analytical Skills: Ability to interpret trends, communicate findings, and assess downstream impacts.
• Tools & Technology: Familiarity with actuarial modeling platforms, data visualization tools, and forecasting software.

What Makes You Stand Out

• Deep understanding of Asset Liability Management (ALM) and hedging strategies for life/annuity products.
• Experience with reserve roll forwards and financial attribution analysis.
• Hands‑on experience with Fixed Index Annuity (FIA), Multi‑Year Guarantee (MYGA), Registered Index‑Linked Annuity (RILA), or Payout Annuities.
• Strong problem‑solving skills and adaptability in ambiguous environments.
• Exposure to data analytics, machine learning applications in actuarial science, and automation tools for forecasting.

Base salary ranges (location specific)

• Newport Beach, CA: $167,670 - 204,236
• Omaha, NE: $144,810 - $176,990
• Charlotte, NC: $152,370 - 186,230

You Can Be Who You Are.

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

Base Pay Range

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$167,670.00 - $204,930.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well‑being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.