Senior Actuarial Analyst

Private Client Select Insurance Services LLC; New York (NY); Remote; USD 120,000 - 160,000; Full time

Job summary

Private Client Select Insurance Services LLC is seeking an experienced Senior Actuarial Analyst to support Personal Lines Pricing and rate filings. You will evaluate rate adequacy, develop pricing recommendations, and provide actuarial insights to drive business decisions in a remote work setting.

The role requires strong analytical skills, 5+ years in P&C pricing, and ACAS progress. Collaboration with cross-functional teams and regulators will be essential as you optimize profitability across

Qualifications

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related field.
• 5+ years of Property & Casualty (P&C) insurance experience with pricing.
• Experience in personal lines pricing and regulatory filings preferred.
• Strong analytical and communication skills; able to translate findings to business.
• Proficiency in Excel; SQL, R or Python is a plus.

Responsibilities

• Independently conduct rate adequacy analyses to evaluate premium levels and identify pricing opportunities across states and products.
• Develop and recommend pricing strategies and rating proposals with Product Management.
• Prepare and support state rate filings, including responding to inquiries and objections.
• Perform detailed pricing analyses across products, segments, and lines of business to support decisions.
• Develop, maintain, and enhance analytical tools and models used in pricing and underwriting.
• Monitor pricing performance, identify trends, and provide profitability improvements.
• Ensure accuracy and quality in rating and pricing processes.
• Provide pricing guidance and actuarial support for complex risks.
• Extract, validate, and analyze data from multiple sources to support pricing analyses.
• Partner with Product Management, Underwriting, and Compliance to support pricing initiatives and regulatory reporting.
• Identify opportunities to streamline processes and improve operational efficiency.
• Maintain documentation of actuarial methodologies and pricing models.
• Present findings to actuarial leadership and business partners.

Skills

Actuarial pricing

P&C experience

Data analysis

Communication skills

Remote work

Pricing insights

Education

BS in Actuarial Science/Math/Stats

ACAS designation preferred

ACAS in progress acceptable

Tools

SQL

R

Python

Excel

Job description

About the Company

PCS is one of the largest high net worth managing general underwriters in the market today. With a sole focus on families with $5m or more in assets, PCS provides complex insurance policies for individuals with complex needs. Private Client Select offers property and casualty personal insurance solutions and risk management services that meet the unique and complex needs of High-Net-Worth clients. We understand their passions and are committed to preserving the life that they have built.

PCS employs approximately five hundred staff members. The company has offices in New York, NY; Edison, NJ; St. Petersburg, FL; Schaumburg, IL; and San Diego, CA. PCS has a geographically diverse workforce and supports hybrid and remote business-based flexibility.

About the Position

We are seeking an experienced and analytical Senior Actuarial Analyst to support Personal Lines Pricing across our insurance portfolio. This individual will play a key role in evaluating rate adequacy, developing pricing recommendations, supporting regulatory filings, and providing actuarial insights to help drive business decisions.

The ideal candidate is a self-motivated, intellectually curious professional with strong analytical and problem-solving skills who can independently manage multiple priorities, collaborate with cross-functional teams, and identify opportunities to improve existing processes.

Key Responsibilities

• Independently conduct rate adequacy analyses to evaluate premium levels and identify opportunities for pricing adjustments across assigned states and products.
• Develop and recommend pricing strategies and rating proposals in partnership with the Product Management team.
• Prepare and support state rate filings, including responding to regulatory inquiries and objections.
• Perform detailed pricing analyses across various products, segments, and lines of business to support strategic decision-making.
• Develop, maintain, and enhance analytical tools and models used in pricing and underwriting activities.
• Monitor pricing performance, identify emerging trends, and provide recommendations to improve profitability and overall business performance.
• Ensure accuracy, consistency, and quality throughout the rating and pricing processes.
• Provide customized pricing guidance and actuarial support for unique or complex risks.
• Extract, validate, and analyze data from multiple sources to support pricing analyses and improve data quality.
• Partner with Product Management, Underwriting, Compliance, and other business teams to support pricing initiatives and regulatory reporting requirements.
• Identify opportunities to streamline processes, enhance analytical capabilities, and improve operational efficiency.
• Maintain and improve documentation of actuarial methodologies, pricing models, and internal procedures.
• Present analytical findings and recommendations to actuarial leadership and business partners.

Required Skills, Knowledge, and Education

• BS in Actuarial Science, Mathematics, Statistics, or related area.
• 5+ years of Property & Casualty (P&C) insurance experience, including at least 3 years of actuarial pricing experience. Associate of the Casualty Actuarial Society (ACAS) designation preferred; candidates who are actively progressing toward obtaining their ACAS designation will also be considered.
• Experience in personal lines pricing, rate indications, and regulatory rate filings strongly preferred.
• Demonstrated ability to independently perform actuarial analyses and translate findings into actionable business recommendations.
• Professional experience in Personal Home, Auto and Specialty lines of business preferred.
• Strong analytical, quantitative, and problem-solving skills with excellent attention to detail.
• Advanced proficiency in Microsoft Excel; experience with SQL, R, Python, or similar programming languages preferred.
• Familiarity with actuarial pricing methodologies, statistical modeling, and insurance data analysis.
• Strong communication and presentation skills, with the ability to explain technical findings to nontechnical stakeholders.
• Ability to manage multiple projects, prioritize competing deadlines, and work independently in a remote environment.
• Strong collaboration skills and ability to build effective relationships with cross-functional business partners.
• Applicants must be legally authorized to work in the United States and must not require employment-based visa sponsorship now or in the future.

Equal Employment Opportunity Policy

PCS values and is fully committed to diversity and inclusion. It is the policy of PCS not to discriminate against any applicant for employment, or any employee because of age, color, sex, disability, nation of origin, race, religion, sexual orientation, gender identity, or veteran status.