Senior Actuarial Analyst

Oscar Health, Inc.; New York (NY); Hybrid; USD 102.000 - 134.000; Vollzeit

Benefits dieser Stelle

Unlimited vacation

Annual performance bonuses

Medical, dental, and vision benefits

11 paid holidays

Paid sick time

Paid parental leave

401(k) plan participation

Life and disability insurance

Paid wellness time

Zusammenfassung

Oscar Health, Inc. is seeking a Senior Analyst, Actuarial to join our pricing team in New York City. This hybrid role supports ACA pricing models and prepares experience studies that inform pricing strategies.

You will report to the Director, Actuarial and contribute to strategic pricing decisions while collaborating with cross-functional teams. The position includes competitive pay, benefits, unlimited vacation, and annual performance bonuses.

Qualifikationen

• Bachelor's degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 3+ years of experience in a related field.

Aufgaben

• Review core pricing and plan design models to inform strategic pricing decisions.
• Review regulatory filings and develop viewpoints for pricing decisions.
• Investigate drivers behind observed trends to support pricing decisions.
• Promote actuarial best practices around automation and documentation.
• Maintain relationships with internal and external stakeholders.
• Aid in onboarding analysts into existing processes.
• Ensure compliance with applicable laws and regulations.

Ausbildung

Bachelor's degree in a STEM field

Jobbeschreibung

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About The Role

The Senior Analyst, Actuarial supports Oscar's pricing processes for several Affordable Care Act (ACA) markets. You will prepare models and experience studies that support pricing, and company strategies.

You will report into the Director, Actuarial.

Work Location

This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in‑office day for team meetings and events, while your other two office days are flexible to suit your schedule.

Pay Transparency

The base pay for this role is: $101,844 - $133,670 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities

• Review core pricing and plan design models, understand main reasons for performance, and provide actuarial insights that will inform strategic pricing considerations.
• Main contributor in reviewing regulatory filings and developing a viewpoint and recommendation for strategic pricing decisions.
• Investigate the core drivers of observed trends and provide meaningful information for supporting pricing decisions
• Promote and shape Oscar actuarial best practices concerning automation and documentation.
• Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders.
• Aid in the onboarding of analysts by collaborating and integrating them into existing processes.
• Compliance with all applicable laws and regulations.
• Other duties as assigned.

Requirements

• Bachelor's degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 3+ years of experience in a related field.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency

Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full‑time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI)

Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation

Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team ([e-mail]) to make the need for an accommodation known.

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