Senior Accountant

Axos Bank; San Diego (CA); On-site; USD 75,000 - 95,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Insurance

Paid Sick Leave and Vacation

401(k) Retirement Saving Plan with Employer Match

Job summary

Axos Bank is seeking a Senior Accountant in San Diego, California, who will be responsible for investor reporting and accounting operations. The role involves ensuring the accuracy of journal entries and handling reconciliations in a regulated banking environment.

The ideal candidate should possess a Bachelor's degree in Accounting, at least 5 years of experience, and a strong grasp of month-end close processes and general ledger accounting.

Benefits include medical, dental, vision insurance, and a 401(k) with employer matching.

Qualifications

• 5+ years of progressive accounting experience preferred in banking or financial services.
• Strong knowledge of month-end close processes.
• CPA or CPA candidacy preferred.

Responsibilities

• Lead the preparation and review of investor reports and accounting schedules.
• Support month-end, quarter-end, and year-end close activities.
• Own reconciliations across various accounts and drive variance resolution.

Skills

General ledger accounting

Reconciliations

Accruals

Mortgage servicing concepts

Analytical skills

Communication skills

Education

Bachelor’s degree in Accounting or Finance

Tools

Excel

Jack Henry systems

Job description

Salary and Bonuses

Axos Bank Target Range: $75,000.00 / Yr. – $95,000.00 / Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi‑annually based upon your achievement of performance goals and targets.

Overview

The Senior Accountant is a key contributor to investor reporting and accounting operations in a highly regulated banking and public‑company environment. This role is responsible for the accuracy, timeliness, and control of journal entries, general ledger activity, investor and custodial reconciliations, and monthly and quarterly close deliverables. The position supports reporting for FannieMae, FreddieMac, GinnieMae, and private investors, including remittances, servicing transfers, payoff activity, and related regulatory and financial reporting.

Responsibilities

• Lead the preparation and review of investor reports, remittances, and accounting schedules for FannieMae, FreddieMac, GinnieMae, and private investors in accordance with established requirements and internal controls.
• Own reconciliations across general ledger, custodial, clearing, principal and interest, escrow, and loan‑level accounts, and drive timely investigation and resolution of variances.
• Support month‑end, quarter‑end, and year‑end close activities, including journal entries, reconciliations, and documentation required for management, audit, and external reporting.
• Maintain a strong documentation and control framework in support of investor, audit, regulatory, and public‑company reporting expectations.
• Analyze servicing‑related activity, remittance variances, servicing transfers, and payoff transactions, and support the timely resolution of complex accounting and operational exceptions.
• Leverage sub‑ledger system, Jack Henry, to support reporting, reconciliations, transaction processing, and continuous process improvement.
• Prepare and support schedules, analyses, and documentation for investors, regulatory, audit, and external financial reporting requirements.

Qualifications

• Bachelor’s degree in Accounting, Finance, or a related field.
• 5+ years of progressive accounting experience, preferably within servicing, banking, financial services, or a public‑company environment.
• Strong knowledge of general ledger accounting, reconciliations, accruals, and month‑end close processes.
• Experience supporting investor reporting, custodial account reconciliations, remittances, and servicing‑related accounting activities.
• Working knowledge of mortgage servicing concepts, including principal and interest, escrow, servicing transfers, payoffs, and investor reporting requirements.
• Familiarity with reporting requirements for FannieMae, FreddieMac, GinnieMae, and private investors is preferred.
• Understanding of internal controls, audit support, regulatory compliance, and public‑company reporting expectations.
• Proficiency in Excel and experience with accounting and mortgage servicing systems.
• Strong analytical, organizational, and problem‑solving skills, with close attention to accuracy and deadlines.
• Effective written and verbal communication skills and the ability to partner across servicing, finance, treasury, compliance, and audit functions.
• CPA or CPA candidacy preferred.

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self‑Directed Trading

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.