Senior ABS Structuring & Modeling VP

Fifth Third Bank; New York (NY); On-site; USD 140,000 - 240,000; Full time

Job summary

Fifth Third Bank is seeking an Associate/VP in New York to support ABS structuring and modeling across multiple asset classes, including transportation and consumer assets. You will develop cash flow models using Intex, DealVector, and Excel/VBA, and contribute to deal pitches, marketing materials, and collateral analyses.

You will collaborate with senior structurers, originators, distribution teams, and rating agencies to optimize structures, run stress tests, and respond to investor questions.

Qualifications

• 4+ years of experience in structured finance, preferably at an investment bank, accounting or advisory firm, or rating agency.
• Degree in Math, Computer Science, Engineering, Finance or other quantitative discipline.
• Proficiency in Excel (complex formula), Intex, Bloomberg; SQL, Python, VBA a plus.
• Strong understanding of cash flow waterfall mechanics, credit enhancement features, rating agency stress scenarios.
• Experience with transportation (aircraft, container, rail) and consumer assets; exposure to digital infrastructure assets.
• FINRA Series 7, 63, and 79 licenses preferred; willingness to obtain them within a reasonable timeframe.

Responsibilities

• Develop, maintain, and update cash flow models for ABS transactions using Intex, DealVector, and Excel/VBA; incorporate waterfall mechanics and triggers.
• Design and optimize transaction structures, including tranche sizing, credit enhancements, and payment priorities, per rating agency criteria.
• Prepare pitch books, transaction summaries and marketing materials by integrating cash flow analytics.
• Collaborate with internal risk, relationships, distribution, issuers, legal, rating agencies, and investors.
• Support roadshows and investor meetings with clear explanations of cash flow mechanics and structural features.

Skills

Financial Modeling

ABS Structuring

Stakeholder Collaboration

Leadership & Strategy

Education

Math / CS / Engineering / Finance degree

Tools

Excel

Intex

Bloomberg

SQL

Python

VBA

Job description

Fifth Third Bank is seeking an Associate/VP in New York to support ABS structuring and modeling across multiple asset classes, including transportation and consumer assets. You will develop cash flow models using Intex, DealVector, and Excel/VBA, and contribute to deal pitches, marketing materials, and collateral analyses.

You will collaborate with senior structurers, originators, distribution teams, and rating agencies to optimize structures, run stress tests, and respond to investor questions.