Senior ABS Structured Credit Underwriter | AVP | Mumbai

Citi; New York (NY); Hybrid; USD 26,000 - 37,000; Full time

Job summary

Citi is seeking an AVP - Structured Credit (ABS) Underwriter in Mumbai, India. The role involves credit analysis, portfolio monitoring, and detailed memo preparation within RESCU, with emphasis on ABS facilities and regulatory compliance.

The candidate will interface with bankers, support underwritings, and mentor junior staff while staying current on structured finance market developments.

Qualifications

• 6+ years of credit, portfolio management or product experience (preferably in ABS)
• Knowledge of wholesale loan product and loan documentation
• Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within deadlines
• Ability to analyze credit agreements and legal documents to ensure risk coverage

Responsibilities

• Accountability for ensuring strong analysis of the assigned portfolio with compliance to risk policies
• Assist analysts to perform periodic monitoring of the portfolio
• Interface with bankers in underwriting requests for credit extensions of ABS facilities
• Prepare detailed credit memos for periodic monitoring and annual reviews
• Mentor lower-level Credit Officers and support Credit Underwriting Group Manager

Skills

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy

Risk Management

Education

University degree

Tools

Microsoft Excel

Cashflow Modelling

Job description

Citi is seeking an AVP - Structured Credit (ABS) Underwriter in Mumbai, India. The role involves credit analysis, portfolio monitoring, and detailed memo preparation within RESCU, with emphasis on ABS facilities and regulatory compliance.

The candidate will interface with bankers, support underwritings, and mentor junior staff while staying current on structured finance market developments.